Woodford County property record for 139 Powhatan Trl, Versailles, KY 40383
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,588 sqft · built 1996 |
| Owner | Individual Name on File |
| Tax Bill | $1,482 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Feb 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 30-3026-008-00 |
| Primary APN | 30-3026-008-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,588 sqft Living Area |
| Family Room | Family Room |
| Year Built | Built 1996 |
|---|---|
| Exterior Material | Combination |
| Foundation Type | Block |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Account Number | 14828 |
|---|---|
| Street Address | 139 POWHATAN TRL |
| City | VERSAILLES |
| State | KY |
| Zip | 40383-9009 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1 STORY |
| Legal Subdivision | THE VILLAGE |
| Legal Lot Number | 62 |
| Legal Unit | 4 |
| Jurisdiction | WOODFORD KY |
| Township / Civil Division | VERSAILLES |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 50103 |
139 Powhatan Trl is owned and occupied by an individual.
Source: Woodford County records, as of December 11, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 139 POWHATAN TRL, VERSAILLES, KY 40383-9009 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 7, 2026 | Deed of Trust, Mortgage · FHA Mortgage MUTUAL/OMAHA MORTGAGE LLC |
| Feb 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF ENGLAND |
| Aug 22, 2017 | Deed of Trust, Mortgage · Conventional Mortgage GUARDIAN SAVINGS BANK FSB |
| Deed Names | Name on Deed |
|---|---|
| Deed Document Number | 205-501 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WOODFORD KY |
| Recording Date | Apr 7, 2026 |
| Property Address | 139 POWHATAN TRL, VERSAILLES, KY 40383-9009 |
| Document Number | 0000293606 |
| Book / Page | 1026 / 124 |
| Instrument Date | Mar 20, 2026 |
| Instrument | 2026293606 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 139 POWHATAN TRL, VERSAILLES, KY 40383-9009 |
| Document Number | 0000293606, |
|---|---|
| Date | Apr 7, 2026 |
| Book Page | 1026/124 |
| Instrument | 2026293606 |
| Name | MUTUAL/OMAHA MORTGAGE LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2056 |
| Rate | 6.01% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WOODFORD KY |
| Property Address | 139 POWHATAN TRL, VERSAILLES, KY 40383-9009 |
| Transaction Type | Mortgage |
| Record Updated | Mar 3, 2021 |
| Title Company | BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | M898/355 |
|---|---|
| Date | Feb 12, 2021 |
| Book Page | M898/355 |
| Instrument | 95641 |
| Name | BANK OF ENGLAND |
|---|---|
| Type | Bank |
| Address | LITTLE ROCK, AR 72201 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WOODFORD KY |
| Property Address | 139 POWHATAN TRL, VERSAILLES, KY 40383-9009 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | RAINBOW TITLE COMPANY, RAINBOW TITLE COMPANY INC |
| Name | Verified Name |
|---|
| Document Number | M801/064 |
|---|---|
| Date | Aug 22, 2017 |
| Book Page | M801/064 |
| Instrument | 40934 |
| Name | GUARDIAN SAVINGS BANK FSB |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45239 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2047 |
The 2025 property tax bill for 139 Powhatan Trl was $1,482 with a homeowner's exemption.
Source: Woodford County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Woodford County |
| Unified School District | Woodford County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,482.00 Homeowner's exemption | $197,000 | $197,000 |
| 2023 | $1,031.00 Homeowner's exemption | $139,000 | $139,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 139 Powhatan Trl in Zone X, an area of minimal flood risk, though there have been 39 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 39 (1978–1997) |
| Claims Outside the SFHA | 8 of 39 |
| Most Recent Claim | Mar 1997 · Severe Storm, Flooding, And Tornadoes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 139 Powhatan Trl is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VERSAILLES WATER SYSTEM serves 17,822 people · EPA ID KY1200439 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | 6 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory currently in violation since Oct 2024 Organic carbon removal Jan 2024 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 367 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Verizon.
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