144 Laurel Run Rd, Elkton, MD 21921 Property Records

Cecil County property record for 144 Laurel Run Rd, Elkton, MD 21921

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,147 sqft · built 1975
Lot Size7 acres (304,920 sqft)
Owner2 Individual Names on Record
Last Sale$330,000 (Aug 2019)
Tax Bill$3,294 (2026)
Deeds & MortgagesOct 2020 Mortgage
Aug 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN03-019128

Property Details

APN / Parcel Number

Primary APN03-019128
Alternative APNs
  • 3019128
  • 019128

Interior

Full Baths2 Baths
Stories2 Stories
Building Area1,147 sqft Total Area
Basement Area840 sqft
Finished Basement840 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1975
Architectural StyleSplit Foyer
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area304,920 sqft (7 acres)
Garage TypeAttached
Garage Area672 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Deck Area140 sqft
Patio Area210 sqft
Shed1 Shed
Shed Area1,012 sqft

Utilities, Heating & Cooling

Heating FuelElectric
SewerConnected

Location & Zoning

Account Number019128
Street Address144 LAUREL RUN RD
CityELKTON
StateMD
Zip21921-4534
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeST
Legal Description7 ACRES 144 LAUREL RUN ROAD N/W OF ELKTON
Legal SubdivisionLAUREL RUN
JurisdictionCECIL MD
Township / Civil Division3, ELKTON
Census Block Group3
Census Block3011
Census Tract30503

Owner

Source: Cecil County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address144 LAUREL RUN RD, ELKTON, MD 21921-4534
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 7, 2020Deed of Trust, Mortgage · Conventional Mortgage
ABERDEEN PROVING GROUND FCU
Aug 12, 2019Deed, Transfer · Stand-Alone First Mortgage
ABERDEEN PROVING GROUND FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 12, 2019 · Amount on Record
Deed SaleAug 12, 2019 · Amount on Record
Deed Book / Page4444 / 36
Prior Transfer DateMar 3, 2011
Prior Transfer Doc0029920140
Record UpdatedOct 29, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCECIL MD
Property Address144 LAUREL RUN RD, ELKTON, MD 21921-4534
Transaction TypeMortgage
Record UpdatedAug 11, 2022
Title CompanyGUARANTEED TRUST TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0046970413
DateOct 7, 2020
Book Page4697/413
Lender
NameABERDEEN PROVING GROUND FCU
TypeCredit Union
AddressABERDEEN, MD 21001
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueOct 1, 2035

August 2019: Deed, Transfer

Document TypeDeed
JurisdictionCECIL MD
Recording DateAug 12, 2019
Property Address144 LAUREL RUN RD, ELKTON, MD 21921-4534
Document Number0044440036
Book / Page4444 / 036
Map ReferenceLB WAS 298 FO 410
Instrument DateJun 28, 2019
Transaction TypeTransfer
Record UpdatedAug 11, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address144 LAUREL RUN RD, ELKTON, MD 21921-4534

Mortgage

Document Number0000444442
DateAug 12, 2019
Instrument4444/42
Lender
NameABERDEEN PROVING GROUND FCU
TypeCredit Union
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term239 Months
DueJul 1, 2039

Tax Assessment & Valuation

Source: Cecil County assessment roll, as of September 21, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCecil County
Unified School DistrictCecil County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,294.00 (+2.62%) Homeowner's exemption$301,933 (+12.33%)$316,000 (+15.41%) Land $129,700 Building $186,300
2025$3,210.00 (+37.89%) Homeowner's exemption
2023$2,328.00$268,800$273,800 Land $129,700 Building $144,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims6 (1981–2020)
Claims Outside the SFHA4 of 6
Most Recent ClaimAug 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Talkie Communications
Fiber
10,000 / 10,000
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
1,200 / 35

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