14 Laurel Run Rd, Elkton, MD 21921 Property Records

Cecil County property record for 14 Laurel Run Rd, Elkton, MD 21921

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,740 sqft · built 1973
Lot Size	3 acres (130,680 sqft)
Owner	2 Individual Names on File
Last Sale	$242,000 (Jun 2014)
Tax Bill	$3,724 (2026)
Deeds & Mortgages	Feb 2021 Mortgage Mar 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-012980`

Property Details

APN / Parcel Number

Primary APN	`03-012980`
Alternative APNs	`3012980` `012980`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,740 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	130,680 sqft (3 acres)
Porch	Slab
Porch Area	75 sqft
Patio Area	180 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	012980
Street Address	14 LAUREL RUN RD
City	ELKTON
State	MD
Zip	21921-4520
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ST
Legal Description	3 ACRES 14 LAUREL RUN ROAD N/W OF ELKTON
Legal Subdivision	LAUREL RUN
Jurisdiction	CECIL MD
Township / Civil Division	3, ELKTON
Census Block Group	3
Census Block	3011
Census Tract	30503

Owner

14 Laurel Run Rd is owned and occupied by two individuals who bought it in June 2014.

Source: Cecil County records, as of September 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	14 LAUREL RUN RD, ELKTON, MD 21921-4520
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Mar 2, 2017	Deed of Trust, Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 23, 2014 · Amount on File
Deed Sale	Jun 23, 2014 · Amount on File
Prior Sale	Nov 1, 2013 · Amount on File
Deed Book / Page	3586 / 24
Prior Transfer Date	Jul 10, 2013
Prior Transfer Doc	0034420038
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CECIL MD
Property Address	14 LAUREL RUN RD, ELKTON, MD 21921-4520
Transaction Type	Mortgage
Record Updated	Aug 11, 2022
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0048060311
Date	Feb 26, 2021
Book Page	4806/311

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	357 Months
Due	Nov 1, 2050

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CECIL MD
Property Address	14 LAUREL RUN RD, ELKTON, MD 21921-4520
Document Number	0040410467
Book / Page	004041 / 000467
Instrument Date	Mar 2, 2017
Transaction Type	Mortgage
Record Updated	Jul 26, 2017
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	14 LAUREL RUN RD ELKTON MD 219214520, ELKTON, MD 21921-4520

Mortgage

Document Number	0040410467
Date	Mar 24, 2017
Book Page	004041/000467

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount on Record
Term	360 Months
Due	Mar 23, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 14 Laurel Run Rd was $3,724, up 6% from the year before.

Source: Cecil County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Cecil County
Unified School District	Cecil County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,724.00 (+6.04%)	$337,967	$360,500 Land $101,700 Building $258,800
2025	$3,512.00
2023	$2,389.00	$274,267	$292,900 Land $101,700 Building $191,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 14 Laurel Run Rd in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	6 (1981–2020)
Claims Outside the SFHA	4 of 6
Most Recent Claim	Aug 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 14 Laurel Run Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Talkie Communications, Verizon.

Nearby Properties on Laurel Run Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures