Putnam County property record for 144 Jack Oak Dr, Melrose, FL 32666
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 2,982 sqft · built 1989 |
| Lot Size | 3.93 acres (171,191 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,676 (2025) |
| Deeds & Mortgages | Apr 2022 Mortgage May 2020 Sale & Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-09-23-0100-021.0-003.1 |
| Primary APN | 19-09-23-0100-021.0-003.1 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Building Area | 2,982 sqft Living Area |
| 1st Floor Area | 1,728 sqft |
| Flooring | Steel Beam |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Exterior Material | Siding |
| Lot Area | 171,191 sqft (3.93 acres) |
| Garage Area | 572 sqft |
| Porch | Porch |
| Porch Area | 330 sqft |
| Deck Area | 580 sqft |
| Heating System | Heat Pump |
|---|
| Account Number | 97075 |
|---|---|
| Street Address | 144 JACK OAK DR |
| City | MELROSE |
| State | FL |
| Zip | 32666-4245 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ASHLEY LAKE PLANTATION MB6, P3 |
| Legal Range | 23E |
| Legal Township | 09S |
| Legal Section | 19 |
| Legal Subdivision | ASHLEY LAKE PLANTATION |
| Legal Block | U |
| Legal Lot Number | 3 |
| Jurisdiction | PUTNAM FL |
| Township / Civil Division | INTERLACHEN-FLORAHOME |
| Census Block Group | 2 |
| Census Block | 2025 |
| Census Tract | 950300 |
144 Jack Oak Dr is owned and occupied by an individual who acquired it in April 2022.
Source: Putnam County records, as of January 12, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 144 JACK OAK DR, MELROSE, FL 32666-4245 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 1, 2022 | Warranty Deed, Transfer · Conventional Mortgage SOUTH STATE BANK NA |
| May 4, 2020 | Warranty Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Feb 1, 2019 | Special Warranty Deed, Transfer · Conventional Mortgage RENASANT BANK |
| Oct 16, 2018 | Grant Deed, Foreclosure SERVICELINK |
| Jun 21, 2018 | Trustee's Deed, Foreclosure ATTORNEY ONLY |
| May 8, 2018 | Trustee's Deed, Foreclosure ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 1, 2022 |
| Deed Sale | Apr 1, 2022 |
| Prior Sale | May 4, 2020 · Amount on File |
| Deed Document Number | 202254007842 |
| Deed Book / Page | 1662 / 892 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PUTNAM FL |
| Recording Date | Apr 1, 2022 |
| Property Address | 144 JACK OAK DR, MELROSE, FL 32666-4245 |
| Document Number | 0016620892 |
| Book / Page | 1662 / 892 |
| Map Reference | MB 6 PG 30 |
| Instrument Date | Mar 25, 2022 |
| Instrument | 202254007842 |
| Transaction Type | Transfer |
| Record Updated | Apr 25, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 144 JACK OAK DR, 144, MELROSE, FL 32666-4245 |
| Name | Verified Name |
|---|---|
| Address | 144 JACK OAK DR, MELROSE, FL 32666-4245 |
| Document Number | 0001662894 |
|---|---|
| Date | Apr 1, 2022 |
| Instrument | 1662/894 |
| Name | SOUTH STATE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PUTNAM FL |
| Recording Date | May 4, 2020 |
| Property Address | 144 JACK OAK DR, MELROSE, FL 32666-4245 |
| Document Number | 0015760061 |
| Book / Page | 1576 / 61 |
| Map Reference | MB 6 PG 30 |
| Instrument Date | Apr 29, 2020 |
| Instrument | 202054007590 |
| Transaction Type | Transfer |
| Record Updated | Nov 29, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,575.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2146 MINORCAN ST, 2146, MIDDLEBURG, FL 32068-6928 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 144 JACK OAK DR, MELROSE, FL 32666-4245 |
| Document Number | 157663 |
|---|---|
| Date | May 4, 2020 |
| Instrument | 1576/63 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2050 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | PUTNAM FL |
| Recording Date | Feb 1, 2019 |
| Property Address | 144 JACK OAK DR, MELROSE, FL 32666-4245 |
| Document Number | 0015320659 |
| Book / Page | 1532 / 0659 |
| Map Reference | MB 6 PG 30 |
| Instrument Date | Jan 31, 2019 |
| Instrument | 201954001842 |
| Transaction Type | Transfer |
| Record Updated | Nov 29, 2021 |
| Title Company | NORTH CENTRAL TITLE INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,190.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 40 MARIETTA ST NW, 40, ATLANTA, GA 30303-2812 |
| Name | Verified Name |
|---|---|
| Address | 3036 HENLEY RD, GREEN COVE SPRINGS, FL 32043-9529 |
| Document Number | 201954001843 |
|---|---|
| Date | Feb 1, 2019 |
| Instrument | 201954001843 |
| Name | RENASANT BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | PUTNAM FL |
| Recording Date | Oct 16, 2018 |
| Property Address | 144 JACK OAK DR, MELROSE, FL 32666-4245 |
| Document Number | 0015220200 |
| Book / Page | 001522 / 000200 |
| Instrument Date | Aug 16, 2018 |
| Instrument | 54019183 |
| Transaction Type | Foreclosure |
| Record Updated | Nov 22, 2018 |
| Title Company | SERVICELINK |
| Amount | Amount on Record |
|---|---|
| Tax | $0.70 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Investor | Possibly a Property Investor |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | PUTNAM FL |
| Recording Date | Jun 21, 2018 |
| Property Address | 144 JACK OAK DR, MELROSE, FL 32666-4245 |
| Document Number | 0015100771 |
| Book / Page | 001510 / 000771 |
| Instrument Date | May 7, 2018 |
| Instrument | 54011485 |
| Transaction Type | Foreclosure |
| Record Updated | Jul 24, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $980.70 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Association |
| Address | 4801 FREDERICA ST OWENSBORO KY 423017441, OWENSBORO, KY 42301-7441 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | PUTNAM FL |
| Recording Date | May 8, 2018 |
| Property Address | 144 JACK OAK DR, MELROSE, FL 32666-4245 |
| Document Number | 0015060367 |
| Book / Page | 001506 / 000367 |
| Instrument Date | May 7, 2018 |
| Instrument | 54008528 |
| Transaction Type | Foreclosure |
| Record Updated | Nov 21, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $980.70 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Association |
| Address | 4801 FREDERICA ST OWENSBORO KY 423017441, OWENSBORO, KY 42301-7441 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 144 Jack Oak Dr was $3,676 with a homeowner's exemption.
Source: Putnam County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Putnam County |
| Unified School District | Putnam County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,676.00 Homeowner's exemption | $239,530 | $305,040 Land $51,090 Building $253,950 |
| 2023 | $3,288.00 (+5.45%) Homeowner's exemption | $226,000 (+3%) | $312,340 (+15.28%) Land $43,230 Building $269,110 |
| 2022 | $3,118.00 Homeowner's exemption | $219,420 | $270,930 Land $39,300 Building $231,630 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 144 Jack Oak Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 11 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 144 Jack Oak Dr is moderate, ranking above 65% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 65% of the US · above 42% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Windstream DSL | 200 / 20 |
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