Putnam County property record for 130 Jack Oak Dr, Melrose, FL 32666
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,733 sqft · built 1989 |
| Lot Size | 2.53 acres (110,207 sqft) |
| Owner | Owner Name on Record |
| Last Sale | $200,000 (Aug 2004) |
| Tax Bill | $2,970 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage Sep 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-09-23-0100-022.0-015.0 |
| Primary APN | 19-09-23-0100-022.0-015.0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Building Area | 2,733 sqft Living Area |
| 1st Floor Area | 2,934 sqft |
| Flooring | Steel Beam |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Brick/Stone |
| Lot Area | 110,207 sqft (2.53 acres) |
| Garage Area | 474 sqft |
| Porch | Porch |
| Porch Area | 152 sqft |
| Deck Area | 16 sqft |
| Heating System | Heat Pump |
|---|
| Account Number | 492 |
|---|---|
| Street Address | 130 JACK OAK DR |
| City | MELROSE |
| State | FL |
| Zip | 32666-4244 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ASHLEY LAKE PLANTATION MB 6, P |
| Legal Range | 23E |
| Legal Township | 09S |
| Legal Section | 19 |
| Legal Subdivision | ASHLEY LAKE PLANTATION |
| Legal Block | V |
| Legal Lot Number | 15 |
| Jurisdiction | PUTNAM FL |
| Township / Civil Division | INTERLACHEN-FLORAHOME |
| Census Block Group | 2 |
| Census Block | 2030 |
| Census Tract | 950300 |
Source: Putnam County records, as of January 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Owner Name on Record |
|---|---|
| Mailing Address | 130 JACK OAK DR, MELROSE, FL 32666-4244 |
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| Jul 14, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BBVA USA |
| Sep 19, 2017 | Deed of Trust, Mortgage · Commercial Mortgage COMPASS BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 18, 2004 · Amount on Record |
| Deed Sale | Aug 18, 2004 · Amount on Record |
| Deed Document Number | 507720 |
| Deed Book / Page | 0995 / 0989 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM FL |
| Property Address | 130 JACK OAK DR, MELROSE, FL 32666-4244 |
| Transaction Type | Mortgage |
| Record Updated | Jul 30, 2021 |
| Name | Verified Name |
|---|---|
| Address | 130 JACK OAK DR, MELROSE, FL 32666-4244 |
| Document Number | 0016270830 |
|---|---|
| Date | Jul 14, 2021 |
| Book Page | 1627/830 |
| Instrument | 202154015673 |
| Name | BBVA USA |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35233 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM FL |
| Property Address | 130 JACK OAK DR, MELROSE, FL 32666-4244 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0014841696 |
|---|---|
| Date | Sep 19, 2017 |
| Book Page | 1484/1696 |
| Instrument | 201754016384 |
| Name | COMPASS BANK |
|---|---|
| Type | Bank |
| Address | KEYSTONE HEIGHTS, FL 32656 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 419 Months |
| Due | Aug 11, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Putnam County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Putnam County |
| Unified School District | Putnam County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,970.00 (+12.54%) Senior Citizen's exemption | $202,710 (+5.98%) | $358,340 (-3.73%) Land $32,500 Building $325,840 |
| 2023 | $2,639.00 (+2.76%) Senior Citizen's exemption | $191,270 (+3%) | $372,220 (+17.71%) Land $27,500 Building $344,720 |
| 2022 | $2,568.00 Senior Citizen's exemption | $185,700 | $316,220 Land $25,000 Building $291,220 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 11 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 58% of the US · lower than 69% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Windstream DSL | 200 / 20 |
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