144 Hammaker St, Thurmont, MD 21788 Property Records

Frederick County property record for 144 Hammaker St, Thurmont, MD 21788

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,408 sqft · built 1986
Lot Size	0.22 acres (9,600 sqft)
Owner	Individual Name on Record
Last Sale	$81,000 (Jul 1997)
Tax Bill	$3,406 (2024)
Deeds & Mortgages	Aug 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`15-346973`

Property Details

APN / Parcel Number

Primary APN	`15-346973`
Alternative APN	`346973`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,408 sqft Living Area
1st Floor Area	1,008 sqft
Basement Area	400 sqft
Finished Basement	400 sqft

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Split Foyer
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	9,600 sqft (0.22 acres)
Deck Area	180 sqft

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Municipal

Location & Zoning

Account Number	346973
Street Address	144 HAMMAKER ST
City	THURMONT
State	MD
Zip	21788
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LOT 24 SEC 5 BLK A 9,600 SQ FT EAST END EAST HAMMAKER ST.
Legal Subdivision	EAST HAMMAKER ST
Legal Block	A
Legal Lot Number	24
Jurisdiction	FREDERICK MD
Township / Civil Division	15, THURMONT
Census Block Group	3
Census Block	3002
Census Tract	753002

Owner

Source: Frederick County records, as of August 4, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10422 HESSONG BRIDGE RD, THURMONT, MD 21788-2816
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 23, 1997 · Amount on Record
Deed Sale	Jul 23, 1997 · Amount on Record
Prior Sale	Oct 10, 1986 · Amount on Record
Deed Document Number	19974266
Deed Book / Page	2312 / 1382
Last Transfer Date	Jul 1, 2022
Transfer Doc	0161050076
Record Updated	Jun 8, 2026

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FREDERICK MD
Recording Date	Aug 26, 2022
Property Address	144 E HAMMAKER ST, THURMONT, MD 21788-1795
Document Number	0161050076
Book / Page	16105 / 76
Map Reference	MB 32 PG 58
Instrument Date	Jul 1, 2022
Transaction Type	Transfer
Record Updated	Sep 9, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	10422 HESSONG BRIDGE RD, THURMONT, MD 21788-2816

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 4, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Thurmont Town
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$242,733 (+22.22%)	$264,800 (+33.33%) Land $57,100 Building $207,700
2024	$3,406.00 (+11.6%)
2023	$3,052.00	$198,600 Land $53,700 Building $144,900	$198,600 Land $53,700 Building $144,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2011–2021)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF THURMONT serves 6,200 people · EPA ID MD0100023
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2025
Lead	4 ppb (2016–2018) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 337 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20