Frederick County property record for 135 Hammaker St, Thurmont, MD 21788
| Property Type | Townhouse |
|---|---|
| Details | 3 ba · 1,488 sqft · built 1984 |
| Lot Size | 0.144 acres (6,300 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $117,000 (Aug 1990) |
| Tax Bill | $2,977 (2023) |
| Deeds & Mortgages | Jun 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-344989 |
| Primary APN | 15-344989 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,488 sqft Total Area |
| 1st Floor Area | 768 sqft |
| Basement Area | 250 sqft |
| Finished Basement | 250 sqft |
| Year Built | Built 1984 |
|---|---|
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 6,300 sqft (0.144 acres) |
| Porch | Open Porch |
|---|---|
| Porch Area | 360 sqft |
| Deck Area | 264 sqft |
| Patio Area | 319 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 344989 |
|---|---|
| Street Address | 135 HAMMAKER ST |
| City | THURMONT |
| State | MD |
| Zip | 21788 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | R2 |
| Legal Description | LOT 5 SECTION 1 BLOCK B EAST END 6300 SQUARE FEET |
| Legal Subdivision | BLOCK B EAST END THURMONT |
| Legal Block | B |
| Legal Lot Number | 5 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 15, THURMONT |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 753002 |
135 Hammaker St, a townhouse, is owned and occupied by two individuals who bought it in August 1990.
Source: Frederick County records, as of September 25, 2023
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 135 W HAMMAKER ST, THURMONT, MD 21788-1766 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 1, 1990 · Amount on File |
| Deed Sale | Aug 1, 1990 · Amount on File |
| Deed Document Number | 904229 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 135 HAMMAKER ST, THURMONT, MD 21788 |
| Transaction Type | Mortgage |
| Record Updated | Jun 14, 2021 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|---|
| Address | 135 W HAMMAKER ST, THURMONT, MD 21788-1766 |
| Document Number | 0149410274 |
|---|---|
| Date | Jun 1, 2021 |
| Book Page | 14941/274 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 177 Months |
| Due | Mar 1, 2036 |
Source: Frederick County assessment roll, as of July 1, 2023
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Municipality | Thurmont Town |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $2,977.00 | $193,600 Land $50,000 Building $143,600 | $193,600 Land $50,000 Building $143,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 135 Hammaker St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2011.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (2011–2021) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Sep 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 135 Hammaker St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF THURMONT serves 6,200 people · EPA ID MD0100023 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Aug 2025 |
| Lead | 4 ppb (2016–2018) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 337 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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