144 E Belle St, Ridgely, MD 21660 Property Records

Caroline County property record for 144 E Belle St, Ridgely, MD 21660

Property Summary

Property TypeMobile Home
Details2 ba · 1,248 sqft · built 2018
Lot Size5.7 acres (248,292 sqft)
OwnerIndividual Name on Record
Last Sale$35,000 (Sep 2017)
Tax Bill$2,655 (2026)
Deeds & MortgagesDec 2020 Mortgage
Sep 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN07-001843

Property Details

APN / Parcel Number

Primary APN07-001843
Alternative APNs
  • 7001843
  • 001843

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,248 sqft Total Area

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Architectural StyleMobile Home
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area248,292 sqft (5.7 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump

Location & Zoning

Account Number001843
Street Address144 E BELLE ST
CityRIDGELY
StateMD
Zip21660-2024
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Local Zoning CodeR-3
Legal Description5.70 ACRES L-1 BELL STREET WALNUT FARMS
Legal SubdivisionLOT LINES WALNUT FARM SUBDIVISION
Legal Lot Number1
JurisdictionCAROLINE MD
Township / Civil Division7, RIDGELY
Census Block Group2
Census Block2008
Census Tract955201

Owner

Source: Caroline County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address308 CENTREVILLE RD, QUEENSTOWN, MD 21658-1345
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 1, 2020Deed of Trust, Mortgage · FHA Mortgage
SOUTHWEST STAGE FUNDING LLC
Sep 7, 2017Deed, Transfer · FHA Mortgage
SOUTHWEST STATE FUNDING LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 7, 2017 · Amount on Record
Deed SaleSep 7, 2017 · Amount on Record
Prior SaleOct 6, 2005 · Amount on Record
Deed Document Number20171273-455
Deed Book / Page1273 / 455
Prior Transfer DateSep 30, 2005
Prior Transfer Doc0006360644
Record UpdatedOct 29, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCAROLINE MD
Property Address144 E BELLE ST, RIDGELY, MD 21660-2024
Transaction TypeMortgage
Record UpdatedOct 25, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0014540124
DateDec 1, 2020
Book Page1454/124
Lender
NameSOUTHWEST STAGE FUNDING LLC
TypeMortgage Company
AddressCHANDLER, AZ 85286
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term300 Months
DueDec 1, 2045

September 2017: Deed, Transfer

Document TypeDeed
JurisdictionCAROLINE MD
Recording DateSep 7, 2017
Property Address144 E BELLE ST, RIDGELY, MD 21660-2024
Document Number0012730455
Book / Page1273 / 455
Map ReferenceLB FDM 18 FO18
Instrument DateAug 25, 2017
Instrument1273-455
Transaction TypeTransfer
Record UpdatedAug 10, 2022
Title CompanyTITLE EXCELLENCE

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address144 E BELLE ST, RIDGELY, MD 21660-2024

Mortgage

Document Number0001273461
DateSep 7, 2017
Instrument1273-461
Lender
NameSOUTHWEST STATE FUNDING LLC
TypeNon-Lending Institution
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term363 Months
DueDec 1, 2047

Tax Assessment & Valuation

Source: Caroline County assessment roll, as of August 18, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCaroline County
MunicipalityRidgely Town
Unified School DistrictCaroline County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,655.00 (+1.53%)$178,500 (+2.88%)$183,500 (-) Land $98,500 Building $85,000
2025$2,615.00 (+4.89%)$173,500 (+6.49%)$183,500 (+8.9%) Land $98,500 Building $85,000
2023$2,493.00$162,933$168,500 Land $98,500 Building $70,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Choptank Fiber
Fiber
2,500 / 2,500

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