106 E Belle St, Ridgely, MD 21660 Property Records

Caroline County property record for 106 E Belle St, Ridgely, MD 21660

Property Summary

Property Type	Single Family Home
Lot Size	0.665 acres (28,975 sqft)
Owner	2 Individual Names on Record
Last Sale	$50,000 (Oct 2020)
Tax Bill	$945 (2025)
Deeds & Mortgages	Oct 2020 Sale Sep 2019 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-017928`

Property Details

APN / Parcel Number

Primary APN	`07-017928`
Alternative APNs	`7017928` `017928`

Exterior

Lot Area	28,975 sqft (0.665 acres)
Shed	1 Shed
Shed Area	864 sqft

Location & Zoning

Account Number	017928
Street Address	106 E BELLE ST
City	RIDGELY
State	MD
Zip	21660-2024
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	LOT 3-28,975 SF N/S NEW BELL ST E OF RIDGELY
Legal Subdivision	RWL DEV CO LAND
Legal Lot Number	3
Jurisdiction	CAROLINE MD
Township / Civil Division	7, RIDGELY
Census Block Group	2
Census Block	2008
Census Tract	955201

Owner

Source: Caroline County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	13656 GREENSBORO RD, GREENSBORO, MD 21639-1126
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2020	Grant Deed, Transfer NOT AVAILABLE
Sep 13, 2019	Grant Deed, Transfer NOT AVAILABLE
Dec 5, 2017	Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 1, 2020 · Amount on Record
Deed Sale	Oct 1, 2020 · Amount on Record
Prior Sale	Sep 13, 2019 · Amount on Record
Deed Book / Page	1441 / 496
Record Updated	Sep 20, 2026

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CAROLINE MD
Recording Date	Oct 1, 2020
Property Address	106 E BELLE ST, RIDGELY, MD 21660
Document Number	0014410496
Book / Page	001441 / 000496
Instrument Date	Sep 30, 2020
Transaction Type	Transfer
Record Updated	Oct 22, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$50.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	13656 GREENSBORO RD GREENSBORO MD 216391126, GREENSBORO, MD 21639-1126

September 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CAROLINE MD
Recording Date	Sep 13, 2019
Property Address	106 E BELLE ST, RIDGELY, MD 21660
Document Number	0013740413
Book / Page	001374 / 000413
Instrument Date	Aug 30, 2019
Transaction Type	Transfer
Record Updated	Sep 27, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$35.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	106 E BELLE ST RIDGELY MD 21660, RIDGELY, MD 21660

December 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	CAROLINE MD
Recording Date	Dec 5, 2017
Property Address	106 E BELLE ST, RIDGELY, MD 21660
Document Number	0012870213
Book / Page	1287 / 213
Map Reference	LB7 FO32
Instrument Date	Nov 30, 2017
Instrument	1287-213
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	RAILWAY TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$180.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	209 S MAIN ST, GREENSBORO, MD 21639-1546

Mortgage

Document Number	1287218
Date	Dec 5, 2017
Instrument	1287-218

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	36 Months
Due	Dec 1, 2020

Tax Assessment & Valuation

Source: Caroline County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Caroline County
Municipality	Ridgely Town
Unified School District	Caroline County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$68,967 (+26.78%)	$75,200 (+33.1%) Land $61,500 Building $13,700
2025	$945.00 (+13.58%)
2023	$832.00	$54,400	$56,500 Land $45,500 Building $11,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF RIDGELY serves 1,600 people · EPA ID MD0050006
Water Source	Groundwater
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Choptank Fiber.

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