144 Derby Ln, Hampstead, NC 28443 Property Records

Pender County property record for 144 Derby Ln, Hampstead, NC 28443

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,976 sqft · built 2005
Lot Size	0.86 acres (37,462 sqft)
Owner	Individual Name on Record
Last Sale	$215,500 (Nov 2005)
Tax Bill	$2,422 (2025)
Deeds & Mortgages	Feb 2017 Mortgage Mar 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3263-95-4365-0000`

Property Details

APN / Parcel Number

Primary APN	`3263-95-4365-0000`
Alternative APNs	`400881555` `881555`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,976 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	37,462 sqft (0.86 acres)
Porch	Porch
Porch Area	180 sqft
Deck Area	120 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	400881555
Old Parcel Number	3263 95 4365 0000
Street Address	144 DERBY LN
City	HAMPSTEAD
State	NC
Zip	28443-8459
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R20
Legal Description	L176,PB 38/17 CROSS CREEK
Legal Subdivision	CROSS CREEK
Legal Lot Number	176
Jurisdiction	PENDER NC
Township / Civil Division	TOPSAIL
Census Block Group	2
Census Block	2038
Census Tract	920203

Owner

Source: Pender County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	144 DERBY LN, HAMPSTEAD, NC 28443-8459
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2017	Deed of Trust, Mortgage · Conventional Mortgage PNC MORTGAGE LLC
Mar 20, 2020	Deed of Trust, Mortgage · FHA Mortgage AMERICAN ADVISORS
Mar 20, 2020	Deed of Trust, Mortgage · FHA Mortgage COMMISSIONER/HSNG & URBAN DEV

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 2, 2005 · Amount on Record
Deed Sale	Nov 2, 2005 · Amount on Record
Prior Sale	Jun 21, 2005 · Amount on Record
Deed Document Number	0002822812
Deed Book / Page	282 / 2812
Record Updated	Jun 8, 2026

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PENDER NC
Property Address	144 DERBY LN, HAMPSTEAD, NC 28443-8459
Transaction Type	Mortgage
Record Updated	Aug 23, 2022
Title Company	NATIONALLINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0046371252
Date	Feb 10, 2017
Book Page	4637/1252

Lender

Name	PNC MORTGAGE LLC
Type	Lending Institution
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2047

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PENDER NC
Property Address	144 DERBY LN, HAMPSTEAD, NC 28443-8459
Document Number	0047071607
Instrument Date	Mar 20, 2020
Transaction Type	Mortgage
Record Updated	Jun 19, 2020
Title Company	FNC TITLE SERVICES, FNC TITLE SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	144 DERBY LN HAMPSTEAD NC 284438459, HAMPSTEAD, NC 28443-8459

Mortgage

Document Number	0047071607
Date	Mar 25, 2020
Book Page	004707/001607
Instrument	20061408

Lender

Name	AMERICAN ADVISORS
Address	ORANGE, CA 92868

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	1020 Months

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PENDER NC
Property Address	144 DERBY LN, HAMPSTEAD, NC 28443-8459
Document Number	0047071623
Instrument Date	Mar 20, 2020
Transaction Type	Mortgage
Record Updated	Jun 19, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	144 DERBY LN HAMPSTEAD NC 284438459, HAMPSTEAD, NC 28443-8459

Mortgage

Document Number	0047071623
Date	Mar 25, 2020
Book Page	004707/001623
Instrument	20061409

Lender

Name	COMMISSIONER/HSNG & URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	1020 Months

Interest

Rate Type	Adjustable Rate
Rate	3.78%

Tax Assessment & Valuation

Source: Pender County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Pender County
Unified School District	Pender County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,422.00 (+9.1%)	$480,825 (+100.08%) Land $92,505 Building $388,320	$480,825 (+100.08%) Land $92,505 Building $388,320
2023		$240,316 (-) Land $47,632 Building $192,684	$240,316 (-) Land $47,632 Building $192,684
2022	$2,220.00	$240,316 Land $47,632 Building $192,684	$240,316 Land $47,632 Building $192,684

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 213 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	213 in force
Nearby Flood Claims	30 (2016–2018)
Claims Outside the SFHA	10 of 30
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 29 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 72% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Focus Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

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