138 Derby Ln, Hampstead, NC 28443 Property Records

Pender County property record for 138 Derby Ln, Hampstead, NC 28443

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,964 sqft · built 2005
Lot Size	0.769 acres (33,541 sqft)
Owner	2 Owner Names on File
Last Sale	$179,000 (Mar 2006)
Tax Bill	$2,505 (2025)
Deeds & Mortgages	Jul 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3263-95-6014-0000`

Property Details

APN / Parcel Number

Primary APN	`3263-95-6014-0000`
Alternative APNs	`400886169` `886169`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,964 sqft Living Area

Exterior

Year Built	Built 2005
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	33,541 sqft (0.769 acres)

Exterior Amenities

Pool Area	338 sqft
Porch	Open Porch
Porch Area	270 sqft
Patio Area	1,700 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	400886169
Old Parcel Number	3263 95 6014 0000
Street Address	138 DERBY LN
City	HAMPSTEAD
State	NC
Zip	28443-8459
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R20
Legal Description	L178,PB 38/17 CROSS CREEK
Legal Subdivision	CROSS CREEK
Legal Lot Number	178
Jurisdiction	PENDER NC
Township / Civil Division	TOPSAIL
Census Block Group	2
Census Block	2038
Census Tract	920203

Owner

Source: Pender County records · APN 3263-95-6014-0000

Assessment roll updated January 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on File
Mailing Address	138 DERBY LN, HAMPSTEAD, NC 28443-8459
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 10, 2006 · Amount on Record
Deed Sale	Mar 10, 2006 · Amount on Record
Prior Sale	Jun 01, 2005 · Amount on Record
Deed Document Number	0001042907
Deed Book / Page	104 / 2907
Record Updated	Jun 08, 2026

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PENDER NC
Property Address	138 DERBY LN, HAMPSTEAD, NC 28443-8459
Transaction Type	Mortgage
Record Updated	Aug 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0046680332
Date	Jul 03, 2018
Book Page	4668/0332

Lender

Name	SOUTH STATE BANK
Type	Bank
Address	COLUMBIA, SC 29202

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	119 Months
Due	Jun 20, 2028

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Pender County records · Assessment roll updated January 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Pender County
Unified School District	Pender County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,505.00 (+14.65%)	$505,038 (+102.62%) Land $84,473 Building $420,565	$505,038 (+102.62%) Land $84,473 Building $420,565
2023		$249,253 (-) Land $44,824 Building $204,429	$249,253 (-) Land $44,824 Building $204,429
2022	$2,185.00	$249,253 Land $44,824 Building $204,429	$249,253 Land $44,824 Building $204,429

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 17, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 213 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	213 in force
Nearby Flood Claims	30 (2016–2018)
Claims Outside the SFHA	10 of 30
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 29 claims

Wildfire

Wildfire Risk	Moderate above 51% of the US · above 72% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Atlantic Telephone Membership.

Based on FCC filings for 231 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

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