Beaufort County property record for 144 Cutter Cir, Bluffton, SC 29909
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 6 ba · 3,311 sqft · built 2012 |
| Lot Size | 0.389 acres (16,988 sqft) |
| Owner | Trust Name on File |
| Last Sale | $130,000 (Sep 2007) |
| Tax Bill | $7,867 (2025) |
| Deeds & Mortgages | Jun 2020 Line of Credit Jan 2020 Transfer |
| Flood Zone | Zone AE (high risk) |
| APN | 12172116 |
| Primary APN | 12172116 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 6 Baths |
| Half Baths | 3 Half Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,311 sqft Living Area |
| Year Built | Built 2012 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 16,988 sqft (0.389 acres) |
| Garage Type | Attached |
| Garage Area | 819 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Porch |
| Patio Area | 406 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 12172116 |
|---|---|
| Old Parcel Number | R603 013 000 0323 0000 |
| Street Address | 144 CUTTER CIR |
| City | BLUFFTON |
| State | SC |
| Zip | 29909-4317 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 6106 |
| Legal Description | LOT 458 RIVERBEND BLK 107 PB104 P139 |
| Legal Subdivision | RIVERBEND BY SUNCITY |
| Legal Block | 107 |
| Legal Lot Number | 458 |
| Jurisdiction | BEAUFORT SC |
| Township / Civil Division | BLUFFTON |
| Census Block Group | 1 |
| Census Block | 1105 |
| Census Tract | 2202 |
144 Cutter Cir is owner-occupied and held in a trust since January 2020.
Source: Beaufort County records, as of March 11, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 144 CUTTER CIR, BLUFFTON, SC 29909-4317 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 15, 2020 | Deed of Trust, Mortgage · Line of Credit TRUIST BANK |
| Jan 28, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 6, 2007 · Amount on File |
| Deed Sale | Sep 6, 2007 · Amount on File |
| Prior Sale | Jun 13, 2005 · Amount on File |
| Deed Document Number | 0000067296 |
| Deed Book / Page | 002622 / 000763 |
| Last Transfer Date | Jan 28, 2020 |
| Transfer Doc | 0000004778 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Property Address | 144 CUTTER CIR, BLUFFTON, SC 29909-4317 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TITLE365 |
| Name | Verified Name |
|---|
| Document Number | 0000031128 |
|---|---|
| Date | Jun 15, 2020 |
| Book Page | 3873/2727 |
| Instrument | 2020031128 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | GREENVILLE, SC 29601 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 14, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Recording Date | Jan 28, 2020 |
| Property Address | 144 CUTTER CIR, BLUFFTON, SC 29909-4317 |
| Document Number | 0000004778 |
| Book / Page | 003831 / 003130 |
| Instrument Date | Oct 14, 2019 |
| Instrument | 4778 |
| Transaction Type | Transfer |
| Record Updated | Feb 21, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 144 CUTTER CIR BLUFFTON SC 299094317, BLUFFTON, SC 29909-4317 |
The 2025 property tax bill for 144 Cutter Cir was $7,867, down 0.2% from the year before.
Source: Beaufort County assessment roll, as of September 13, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Beaufort County |
| Unified School District | Beaufort County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,867.00 (-0.24%) | $31,750 (-1.93%) | |
| 2024 | $7,886.00 (+109.79%) | $32,376 (-) Land $4,240 Building $28,136 | $809,400 (-) Land $106,000 Building $703,400 |
| 2023 | $3,759.00 (+9.98%) | $32,376 (+17.25%) Land $4,240 Building $28,136 | $809,400 (+17.25%) Land $106,000 Building $703,400 |
| 2022 | $3,418.00 | $27,612 Land $3,760 Building $23,852 | $690,300 Land $94,000 Building $596,300 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 144 Cutter Cir in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 11.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 985 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 985 in force |
| Nearby Flood Claims | 23 (2009–2022) |
| Claims Outside the SFHA | 3 of 23 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 144 Cutter Cir is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 89% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BJW&SA serves 164,829 people · EPA ID SC0720003 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Oct 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Palmetto Telephone Communications.
5G (outdoors only) and 4G LTE
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