Grainger County property record for 144 Cherry St, Rutledge, TN 37861 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 624 sqft · built 1970 |
| Lot Size | 0.85 acres (37,026 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $135,000 (Feb 2025) |
| Tax Bill | $225 (2024) |
| Deeds & Mortgages | Sep 2025 Mortgage Aug 2025 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 029049 05600 |
| Primary APN | 029049 05600 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 624 sqft Living Area |
| 1st Floor Area | 901 sqft |
| Utility Room | Utility Room |
| Flooring | Softwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1973 |
| Exterior Material | Siding |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 37,026 sqft (0.85 acres) |
| Terrain | Rolling |
| Porch | Slab |
|---|---|
| Porch Area | 405 sqft |
| Shed | 1 Shed |
| Shed Area | 1 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 144 CHERRY ST |
|---|---|
| City | RUTLEDGE |
| State | TN |
| Zip | 37861-3302 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 01, COUNTY AREA: G01 |
| Legal Subdivision | DAN MORGAN TWO TRACTS |
| Jurisdiction | GRAINGER TN |
| Township / Civil Division | 1 |
| Census Block Group | 1 |
| Census Block | 1027 |
| Census Tract | 500301 |
Source: Grainger County records · APN 029049 05600
Assessment roll updated January 29, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 144 CHERRY ST, RUTLEDGE, TN 37861-3302 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 22, 2025 | Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK & TRUST CO OF GRAINGER COU |
| Aug 25, 2025 | Intrafamily Transfer, Transfer |
| Feb 04, 2025 | Warranty Deed, Transfer · Conventional Mortgage MORTGAGE INVESTORS GROUP INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 04, 2025 · Amount on Record |
| Deed Sale | Feb 04, 2025 · Amount on Record |
| Prior Sale | Mar 24, 2008 · Amount on Record |
| Deed Document Number | 2025313 |
| Deed Book / Page | 427 / 2163 |
| Last Transfer Date | Aug 22, 2025 |
| Transfer Doc | 0000002782 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRAINGER TN |
| Property Address | 144 CHERRY ST, RUTLEDGE, TN 37861-3302 |
| Transaction Type | Mortgage |
| Record Updated | Jan 16, 2026 |
| Name | Verified Name |
|---|---|
| Address | 144 CHERRY ST, RUTLEDGE, TN 37861-3302 |
| Document Number | 0000003112 |
|---|---|
| Date | Sep 22, 2025 |
| Book Page | INST432/188 |
| Instrument | 25003112 |
| Name | CITIZENS BANK & TRUST CO OF GRAINGER COU |
|---|---|
| Type | Private Party |
| Address | 8335 RUTLEDGE PIKE, RUTLEDGE, TN 37861 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Sep 17, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.75% |
| Adjustable | Adjustable Rate Rider |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 8.75% |
| Index | Other |
| Max Rate | 11.7% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | GRAINGER TN |
| Recording Date | Aug 25, 2025 |
| Property Address | 144 CHERRY ST, RUTLEDGE, TN 37861-3302 |
| Document Number | 0000002782 |
| Book / Page | INST431 / 1502 |
| Map Reference | MB SP1 PG 146 |
| Instrument Date | Aug 22, 2025 |
| Instrument | 25002782 |
| Transaction Type | Transfer |
| Record Updated | Jan 29, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 144 CHERRY ST, RUTLEDGE, TN 37861-3302 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GRAINGER TN |
| Recording Date | Feb 04, 2025 |
| Property Address | 144 CHERRY ST, RUTLEDGE, TN 37861-3302 |
| Document Number | 0000000313 |
| Book / Page | 427 / 2163 |
| Instrument Date | Jan 31, 2025 |
| Instrument | 25000313 |
| Transaction Type | Transfer |
| Record Updated | Jan 29, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $499.50 |
| Amount Accuracy | Verified / From Affidavit |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000000314 |
|---|---|
| Date | Feb 04, 2025 |
| Instrument | 25000314 |
| Name | MORTGAGE INVESTORS GROUP INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 01, 2055 |
Source: Grainger County records · Assessment roll updated January 29, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Grainger County |
| Municipality | Rutledge Town |
| Unified School District | Grainger County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,575 (-) Land $3,975 Building $5,600 | ||
| 2024 | $225.00 | $9,575 (-) Land $3,975 Building $5,600 | |
| 2023 | $225.00 (-41.41%) | $9,575 (-42.75%) Land $3,975 Building $5,600 | |
| 2022 | $384.00 | $16,725 Land $2,950 Building $13,775 | |
| 2021 | $38,300 Land $15,900 Building $22,400 |
Source: FEMA National Flood Hazard Layer, Grainger County (47057C), updated December 16, 2008 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 49% of the US · above 66% of Tennessee |
|---|---|
| Wildfire Likelihood | About 1 in 840 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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