122 Cherry St, Rutledge, TN 37861 Property Records

Grainger County property record for 122 Cherry St, Rutledge, TN 37861

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,843 sqft · built 1979
Lot Size	1.33 acres (57,935 sqft)
Owner	Individual Name on Record
Last Sale	$159,900 (Mar 2020)
Tax Bill	$937 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Mar 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`029049N A 00100`

Property Details

APN / Parcel Number

Primary APN	`029049N A 00100`
Alternative APN	`049N A 00100`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	2 Stories
Building Area	1,843 sqft Living Area
1st Floor Area	1,152 sqft
Upper Floors Area	1,152 sqft
Basement Area	1,152 sqft
Unfinished Basement	1,152 sqft
Flooring	Carpet
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1984
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	57,935 sqft (1.33 acres)
Terrain	Rolling
Garage Type	Carport
Garage Area	240 sqft
Carport	Carport
Carport Area	240 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	252 sqft
Deck Area	160 sqft
Patio Area	347 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	122 CHERRY ST
City	RUTLEDGE
State	TN
Zip	37861-3300
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 01, COUNTY AREA: R01
Legal Subdivision	CLIFTON FARMS
Legal Block	A
Legal Lot Number	23
Jurisdiction	GRAINGER TN
Township / Civil Division	1
Census Block Group	1
Census Block	1029
Census Tract	500301

Owner

Source: Grainger County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	122 CHERRY ST, RUTLEDGE, TN 37861-3300
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2026	Deed of Trust, Mortgage · FHA Mortgage MORTGAGE CONNECT
Mar 25, 2020	Warranty Deed, Transfer · FHA Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROUP INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 25, 2020 · Amount on Record
Deed Sale	Mar 25, 2020 · Amount on Record
Deed Document Number	20208134
Deed Book / Page	383 / 250
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAINGER TN
Recording Date	Jun 25, 2026
Property Address	122 CHERRY ST, RUTLEDGE, TN 37861-3300
Document Number	0000002178
Book / Page	437 / 424
Instrument Date	May 29, 2026
Instrument	20262178
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	MORTGAGE CONNECT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	122 CHERRY ST, RUTLEDGE, TN 37861-3300

Mortgage

Document Number	0000002178,
Date	Jun 25, 2026
Book Page	437/424
Instrument	20262178

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	286 Months
Due	Apr 1, 2050

Interest

Rate	6.3%
Max Rate	-1%

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAINGER TN
Recording Date	Mar 25, 2020
Property Address	122 CHERRY ST, RUTLEDGE, TN 37861-3300
Document Number	8134
Book / Page	383 / 250
Instrument Date	Mar 23, 2020
Instrument	20008134
Transaction Type	Transfer
Record Updated	Jul 22, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$591.63
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	122 CHANY ST, RUTLEDGE, TN 37861

Mortgage

Document Number	0000008135
Date	Mar 25, 2020
Book Page	383/252
Instrument	20008135

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROUP INC
Type	Mortgage Company
Address	CORONA, CA 92879

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

Tax Assessment & Valuation

Source: Grainger County assessment roll, as of January 29, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Grainger County
Municipality	Rutledge Town
Unified School District	Grainger County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$937.00	$39,875 (-) Land $5,050 Building $34,825
2024	$937.00	$39,875 (-) Land $5,050 Building $34,825
2023	$937.00 (+2.29%)	$39,875 (-) Land $5,050 Building $34,825
2022	$916.00	$39,875 Land $5,050 Building $34,825
2021			$159,500 Land $20,200 Building $139,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2008

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · above 69% of Tennessee
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RUTLEDGE WATER SYSTEM serves 2,137 people · EPA ID TN0000600
Water Source	Purchased surface water from BEAN STATION UTILITY DISTRICT
Last State Inspection	Jun 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Trilight Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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