1439 River St, Three Rivers, MI 49093 Property Records

St. Joseph County property record for 1439 River St, Three Rivers, MI 49093

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,464 sqft · built 1900
Lot Size0.9 acres (39,204 sqft)
Owner2 Individual Names on Record
Last Sale$97,500 (May 2020)
Tax Bill$1,629 (2025)
Deeds & MortgagesMay 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN051-299-054-00

Property Details

APN / Parcel Number

Primary APN051-299-054-00

Interior

Bedrooms3 Beds
Full Baths1 Bath
Building Area1,464 sqft Living Area
1st Floor Area1,464 sqft
Basement Area1,464 sqft
Unfinished Basement1,080 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleRanch
Lot Area39,204 sqft (0.9 acres)
Lot Dimensions372 ft deep x 105 ft wide
Garage Area528 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address1439 RIVER ST
CityTHREE RIVERS
StateMI
Zip49093-1172
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeI-1
Legal DescriptionE 210 FT OF N 372.36 FT OF NW 1/4 SEC 20 T6S R11W EXC E 105 FT. CITY THREE RIVERS.
Legal Range11W
Legal Township06S
Legal Section20
JurisdictionST JOSEPH MI
Township / Civil DivisionTHREE RIVERS
Census Block Group2
Census Block2006
Census Tract40200

Owner

Source: St. Joseph County records, as of July 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1439 RIVER ST, THREE RIVERS, MI 49093-1172
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 18, 2020 · Amount on Record
Deed SaleMay 18, 2020 · Amount on Record
Prior SaleMay 18, 2020 · Amount on Record
Deed Document Number20201766
Record UpdatedOct 29, 2026

May 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOSEPH MI
Recording DateMay 18, 2020
Property Address1439 RIVER ST, THREE RIVERS, MI 49093-1172
Document Number2020001766
Instrument DateMay 13, 2020
Instrument2020001766
Transaction TypeTransfer
Record UpdatedAug 22, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$731.25
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1439 RIVER ST, THREE RIVERS, MI 49093-1172

Mortgage

Document Number2020001767
DateMay 18, 2020
Instrument2020001767
Lender
NamePRIMELENDING
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJun 1, 2035

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of July 24, 2026

Property Jurisdictions

TypeName
StateMichigan
CountySt. Joseph County
MunicipalityThree Rivers City
Unified School DistrictThree Rivers Community Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$55,500 (+49.19%) Land $9,900 Building $45,600$111,000 (+49.19%) Land $19,800 Building $91,200
2025$1,629.00 (+13.36%) Homeowner's exemption
2023$37,200 Land $3,900 Building $33,300$74,400 Land $7,800 Building $66,600
2022$1,437.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims3 (1978–1989)
Most Recent ClaimJun 1989 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 87% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTHREE RIVERS
serves 7,905 people · EPA ID MI0006610
Water SourceGroundwater
Last State InspectionApr 2025
Lead4 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Surf Internet
Fiber
8,000 / 8,000
Xfinity
Cable
2,000 / 250
Starlink
Satellite
280 / 30

May also be available: Frontier, Mercury Fiber, Spectrum.

Nearby Properties on River St

Nearby Streets

Search Property Records by Address or Parcel Number