St. Joseph County property record for 1327 River St, Three Rivers, MI 49093
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,536 sqft · built 1900 |
| Lot Size | 0.27 acres (11,761 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,110 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage May 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 051-214-006-00 |
| Primary APN | 051-214-006-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,536 sqft Living Area |
| 1st Floor Area | 1,320 sqft |
| Basement Area | 1,320 sqft |
| Unfinished Basement | 1,164 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Lot Area | 11,761 sqft (0.27 acres) |
| Lot Dimensions | 140 ft deep x 83 ft wide |
| Garage Area | 720 sqft |
| Parking Spaces | 3 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 1327 RIVER ST |
|---|---|
| City | THREE RIVERS |
| State | MI |
| Zip | 49093-1155 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | LOT 5 & E 23 FT OF LOT 4 BLK 2 BUCK & THOMS ADD. CITY OF 3 RIVERS. |
| Legal Subdivision | BUCK & THOMS ADD |
| Legal Block | 2 |
| Legal Lot Number | 4,5 |
| Jurisdiction | ST JOSEPH MI |
| Township / Civil Division | THREE RIVERS |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 40200 |
Source: St. Joseph County records · APN 051-214-006-00
Assessment roll updated August 11, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1327 RIVER ST, THREE RIVERS, MI 49093-1155 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 30, 2021 | Intrafamily Transfer, Transfer · Closed-End Mortgage QUICK MORTGAGE CORP |
| May 12, 2017 | Intrafamily Transfer, Transfer · VA Mortgage VILLAGE CAPITAL & INVESTMENT LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 12, 2017 |
| Deed Sale | May 12, 2017 |
| Prior Sale | Nov 13, 2015 · Amount on Record |
| Deed Book / Page | 1869 / 727 |
| Last Transfer Date | Jun 24, 2021 |
| Transfer Doc | 2021006772 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Recording Date | Jun 30, 2021 |
| Property Address | 1327 RIVER ST, THREE RIVERS, MI 49093-1155 |
| Document Number | 2021006772 |
| Map Reference | LB 54 PG 420 |
| Instrument Date | Jun 24, 2021 |
| Instrument | 2021006772 |
| Transaction Type | Transfer |
| Record Updated | Jul 15, 2021 |
| Title Company | AMROCK INC, AMROCK LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1327 RIVER ST, THREE RIVERS, MI 49093-1155 |
| Date | Jun 30, 2021 |
|---|
| Name | QUICK MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Recording Date | May 12, 2017 |
| Property Address | 1327 RIVER ST, THREE RIVERS, MI 49093-1155 |
| Document Number | 1869/0727 |
| Book / Page | 1869 / 0727 |
| Map Reference | LB54 PG420 |
| Instrument Date | May 08, 2017 |
| Transaction Type | Transfer |
| Record Updated | Jul 22, 2021 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1327 RIVER ST, THREE RIVERS, MI 49093-1155 |
| Document Number | 18690728 |
|---|---|
| Date | May 12, 2017 |
| Instrument | 1869/0728 |
| Name | VILLAGE CAPITAL & INVESTMENT LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2047 |
Source: St. Joseph County records · Assessment roll updated August 11, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Joseph County |
| Municipality | Three Rivers City |
| Unified School District | Three Rivers Community Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $63,700 (-2.15%) | $127,400 (-2.15%) | |
| 2025 | $1,110.00 (-25.3%) Homeowner's exemption | $65,100 (+26.9%) Land $4,700 Building $60,400 | $130,200 (+26.9%) Land $9,400 Building $120,800 |
| 2023 | $51,300 Land $3,100 Building $48,200 | $102,600 Land $6,200 Building $96,400 | |
| 2022 | $1,486.00 |
Source: FEMA National Flood Hazard Layer as of June 4, 2010 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (1978–1989) |
| Most Recent Claim | Jun 1989 · rainfall accumulation |
| Wildfire Risk | Low lower than 96% of the US · lower than 91% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surf Air Wireless Fiber | 8,000 / 8,000 |
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Broadband Fixed Wireless | 150 / 20 |
Based on FCC filings for 244 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | THREE RIVERS serves 7,905 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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