1439 Clay St, Henderson, KY 42420 Property Records

Henderson County property record for 1439 Clay St, Henderson, KY 42420

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,984 sqft · built 1899
Lot Size	0.091 acres (3,975 sqft)
Owner	Company Name on File
Last Sale	$28,500 (Oct 2010)
Tax Bill	$321 (2025)
Deeds & Mortgages	May 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2-18-6-28`

Property Details

APN / Parcel Number

Primary APN	`2-18-6-28`
Alternative APN	`29016`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,984 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1899
Exterior Material	Composition/Composite
Construction Type	Wood
Foundation Type	Stone
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	3,975 sqft (0.091 acres)
Lot Dimensions	130 ft deep x 30.5 ft wide
Porch	Porch
Porch Area	88 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	29016
Street Address	1439 CLAY ST
City	HENDERSON
State	KY
Zip	42420-4205
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIAL
Legal Description	SINGLE FAMILY
Legal Subdivision	AUDUBON
Legal Block	6
Legal Lot Number	131
Jurisdiction	HENDERSON KY
Township / Civil Division	HENDERSON
Census Block Group	1
Census Block	1037
Census Tract	20300

Owner

Source: Henderson County records · APN 2-18-6-28

Assessment roll updated April 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	1677 S DECKER RD, BOONVILLE, IN 47601-9000
Owner Type	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 26, 2010 · Amount on Record
Deed Sale	Oct 26, 2010 · Amount on Record
Deed Document Number	0000578719
Deed Book / Page	578 / 719
Record Updated	Jun 08, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON KY
Property Address	1439 CLAY ST, HENDERSON, KY 42420-4205
Transaction Type	Mortgage
Record Updated	Aug 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00MT1391/1
Date	May 10, 2022
Book Page	MT1391/1
Instrument	2022004655

Lender

Name	FIELD & MAIN BANK
Type	Bank
Address	HENDERSON, KY 42419

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 06, 2037

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Henderson County records · Assessment roll updated April 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Henderson County
Municipality	Henderson City
Unified School District	Henderson County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$321.00 (-0.93%)	$29,000 (-)	$29,000 (-)
2023	$324.00 (+0.93%)	$29,000 (-)	$29,000 (-)
2022	$321.00	$29,000	$29,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 8, 2024 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Henderson Municipal Power & Light Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Benton Ridge Telephone Company.

Based on FCC filings for 576 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	HENDERSON WATER UTILITY/NORTH serves 31,705 people
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.