Henderson County property record for 1423 Clay St, Henderson, KY 42420
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,301 sqft · built 1910 |
| Lot Size | 0.09 acres (3,910 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $105,000 (Mar 2026) |
| Tax Bill | $332 (2025) |
| Deeds & Mortgages | Mar 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 2-18-6-33 |
| Primary APN | 2-18-6-33 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,301 sqft Finished Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 3,910 sqft (0.09 acres) |
| Lot Dimensions | 130 ft deep x 30 ft wide |
| Terrain | Rolling |
| Garage Type | Detached |
| Garage Area | 300 sqft |
| Driveway | Gravel Driveway |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 309 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 33488 |
|---|---|
| Street Address | 1423 CLAY ST |
| City | HENDERSON |
| State | KY |
| Zip | 42420-4205 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RESIDENTIA |
| Legal Description | SINGLE FAMILY |
| Legal Block | 6 |
| Legal Lot Number | 137 |
| Jurisdiction | HENDERSON KY |
| Township / Civil Division | HENDERSON |
| Census Block Group | 1 |
| Census Block | 1037 |
| Census Tract | 20300 |
Source: Henderson County records, as of July 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 219 E SPALDING ST, MORGANFIELD, KY 42437-1770 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 18, 2026 · Amount on Record |
| Deed Sale | Mar 18, 2026 · Amount on Record |
| Prior Sale | Jan 5, 2012 · Amount on Record |
| Deed Document Number | 20262536 |
| Deed Book / Page | 689 / 700 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HENDERSON KY |
| Recording Date | Mar 18, 2026 |
| Property Address | 1423 CLAY ST, HENDERSON, KY 42420-4205 |
| Document Number | 0RE689/700 |
| Book / Page | RE689 / 700 |
| Instrument Date | Feb 27, 2026 |
| Instrument | 2026002536 |
| Transaction Type | Transfer |
| Record Updated | Mar 30, 2026 |
| Title Company | WELCOME HOME TITLE CO LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $105.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 654, HENDERSON, KY 42419-0654 |
| Name | Verified Name |
|---|---|
| Address | 219 E SPALDING ST, MORGANFIELD, KY 42437-1770 |
| Document Number | MT1496/869 |
|---|---|
| Date | Mar 18, 2026 |
| Book Page | MT1496/869 |
| Instrument | 2026002537 |
| Name | UNITED COMMUNITY BANK OF WEST KENTUCKY I |
|---|---|
| Address | 131 E MAIN ST, MORGANFIELD, KY 42437 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Mar 15, 2031 |
Source: Henderson County assessment roll, as of November 25, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Henderson County |
| Municipality | Henderson City |
| Unified School District | Henderson County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $332.00 (-0.9%) | $30,000 (-) | $30,000 (-) |
| 2023 | $335.00 (+0.9%) | $30,000 (-) | $30,000 (-) |
| 2022 | $332.00 | $30,000 | $30,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 8, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HENDERSON WATER UTILITY/NORTH serves 31,705 people · EPA ID KY0510188 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 576 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Henderson Municipal Power & Light Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T, Watch TV.
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