1438 S 50 W, Payson, UT 84651 Property Records

Utah County property record for 1438 S 50 W, Payson, UT 84651

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 1,204 sqft · built 2003
Lot Size	0.154 acres (6,708 sqft)
Owner	2 Individual Names on File
Last Sale	$466,101 (Oct 2025)
Tax Bill	$2,575 (2025)
Deeds & Mortgages	Oct 2025 Second Mortgage Oct 2025 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`52-943-0204`

Property Details

APN / Parcel Number

Primary APN	`52-943-0204`
Alternative APN	`203914`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,204 sqft Living Area
Gross Area	2,848 sqft
1st Floor Area	1,204 sqft
Basement Area	1,204 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	A-Frame
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	6,708 sqft (0.154 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Slab
Porch Area	36 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	203914
Street Address	1438 S 50 W
City	PAYSON
State	UT
Zip	84651-3044
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 204, PLAT G, SADDLEBROOK ESTATES PRD. AREA 0.154 AC.
Legal Subdivision	SADDLEBROOK ESTATES
Legal Lot Number	204
Jurisdiction	UTAH UT
Township / Civil Division	SPANISH FORK-PAYSON
Census Block Group	4
Census Block	4014
Census Tract	10410

Owner

1438 S 50 W is owned and occupied by two individuals who bought it in October 2025.

Source: Utah County records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1438 S 50 W, PAYSON, UT 84651-3044
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 9, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage UTAH HOUSING CORP
Oct 9, 2025	Warranty Deed, Transfer · FHA Mortgage SECURITY NATIONAL MORTGAGE CO
Jan 6, 2022	Warranty Deed, Transfer · VA Mortgage NAVY FCU
Aug 29, 2017	Grant Deed, Transfer ACCESS TITLE COMPANY, ACCESS TITLE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 9, 2025 · Amount on File
Deed Sale	Oct 9, 2025 · Amount on File
Prior Sale	Jan 6, 2022 · Amount on File
Deed Document Number	202578298
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	1438 S 50 W, PAYSON, UT 84651-3044
Transaction Type	Mortgage
Record Updated	Oct 17, 2025
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000078327
Date	Oct 9, 2025
Instrument	78327:2025

Lender

Name	UTAH HOUSING CORP
Type	Government Agency
Address	WEST VALLEY CITY, UT 84120

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UTAH UT
Recording Date	Oct 9, 2025
Property Address	1438 S 50 W, PAYSON, UT 84651-3044
Document Number	0000078298
Instrument Date	Oct 9, 2025
Instrument	78298:2025
Transaction Type	Transfer
Record Updated	Oct 17, 2025
Title Company	MERIDIAN TITLE COMPANY INC, MERIDIAN TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1438 S 50 W, PAYSON, UT 84651-3044

Mortgage

Document Number	0000078326
Date	Oct 9, 2025
Instrument	78326:2025

Lender

Name	SECURITY NATIONAL MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UTAH UT
Recording Date	Jan 6, 2022
Property Address	1438 S 50 W, PAYSON, UT 84651-3044
Document Number	0000002160
Instrument Date	Jan 6, 2022
Instrument	2160:2022
Transaction Type	Transfer
Record Updated	Apr 8, 2022
Title Company	GT TITLE SERVICES

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1438 S 50 W, PAYSON, UT 84651-3044

Mortgage

Document Number	0000002165
Date	Jan 6, 2022
Instrument	2165:2022

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	UTAH UT
Recording Date	Aug 29, 2017
Property Address	1438 S 50 W, PAYSON, UT 84651-3044
Document Number	0000084593
Instrument Date	Aug 29, 2017
Instrument	84593
Transaction Type	Transfer
Record Updated	Sep 5, 2017
Title Company	ACCESS TITLE COMPANY, ACCESS TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1438 S 50 W PAYSON UT 846513044, PAYSON, UT 84651-3044

Tax Assessment & Valuation

The 2025 property tax bill for 1438 S 50 W was $2,575, up 9.9% from the year before.

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Utah County
Municipality	Payson City
Unified School District	Nebo School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$243,595 (-48.25%)	$442,900 (-5.91%) Land $169,000 Building $273,900
2025	$2,575.00 (+9.85%)	$470,700 Land $161,000 Building $309,700	$470,700 Land $161,000 Building $309,700
2024	$2,344.00 (-0.09%)
2023	$2,346.00 (-1.76%)	$239,415	$435,300 Land $138,800 Building $296,500
2022	$2,388.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1438 S 50 W in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1438 S 50 W is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 42% of Utah
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAYSON CITY WATER SYSTEM serves 19,000 people · EPA ID UTAH25021
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 424 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Utah Telecommunication Open Infrastructure Agency Fiber	10,000 / 10,000
SenaWave Fiber	2,500 / 2,500
Xfinity Cable	2,000 / 250
Beehive Broadband Fiber	1,000 / 1,000
Utah Broadband Fixed Wireless	1,000 / 1,000
Intellipop Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Rise Broadband.

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