San Diego County property record for 1438 Moreno St, Oceanside, CA 92054
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 954 sqft · built 1956 |
| Lot Size | 0.138 acres (6,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $642,000 (Feb 2019) |
| Tax Bill | $8,055 (2025) |
| Deeds & Mortgages | Jun 2022 Line of Credit Jun 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 152-231-17-00 |
| Primary APN | 152-231-17-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 954 sqft Living Area |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Lot Area | 6,000 sqft (0.138 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 1 Parking Space |
| Street Address | 1438 MORENO ST |
|---|---|
| City | OCEANSIDE |
| State | CA |
| Zip | 92054-5446 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | LOT 47 /EXC HWY OP/ TR 003165 |
| Legal Subdivision | RANCHO VILLASENOR |
| Legal Tract | 003165 |
| Legal Block | 1 |
| Legal Lot Number | 47 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 18101 |
1438 Moreno St is owned and occupied by two individuals who bought it in February 2019.
Source: San Diego County records, as of July 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1438 MORENO ST, OCEANSIDE, CA 92054-5446 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 15, 2022 | Deed of Trust, Mortgage · Line of Credit BOEING EMPLOYEES CU |
| Jun 7, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION |
| Feb 17, 2017 | Deed of Trust, Mortgage · Line of Credit SAN DIEGO COUNTY CU |
| Feb 28, 2019 | Grant Deed, Transfer · Conventional Mortgage BOEING EMPS CU |
| Mar 1, 2018 | Quit Claim Deed, Transfer · Conventional with PMI WATERMARK CAP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 28, 2019 · Amount on File |
| Deed Sale | Feb 28, 2019 · Amount on File |
| Prior Sale | Feb 5, 2015 · Amount on File |
| Deed Document Number | 201972744 |
| Prior Transfer Date | Feb 9, 2018 |
| Prior Transfer Doc | 0000081910 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1438 MORENO ST, OCEANSIDE, CA 92054-5446 |
| Transaction Type | Mortgage |
| Record Updated | Jul 14, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000250388 |
|---|---|
| Date | Jun 15, 2022 |
| Instrument | 2022-0250388 |
| Name | BOEING EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | 98214 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Jun 3, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1438 MORENO ST, OCEANSIDE, CA 92054-5446 |
| Transaction Type | Mortgage |
| Record Updated | Jun 17, 2021 |
| Name | Verified Name |
|---|---|
| Address | 1438 MORENO ST, OCEANSIDE, CA 92054-5446 |
| Document Number | 0000421561 |
|---|---|
| Date | Jun 7, 2021 |
| Instrument | 2021-0421561 |
| Name | BETTER MORTGAGE CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | NEW YORK, NY 10007 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1438 MORENO ST, OCEANSIDE, CA 92054-5446 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | STEWART TITLE OF CA INC |
| Name | Verified Name |
|---|
| Document Number | 0000079247 |
|---|---|
| Date | Feb 17, 2017 |
| Instrument | 2017-0079247 |
| Name | SAN DIEGO COUNTY CU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Mar 13, 2037 |
| Rate Type | Adjustable Rate |
|---|---|
| Adjustable | Adjustable Rate Rider |
| Change Frequency | Monthly |
| Index | Prime Rate |
| Max Rate | 17.2% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Feb 28, 2019 |
| Property Address | 1438 MORENO ST, OCEANSIDE, CA 92054-5446 |
| Document Number | 0000072744 |
| Instrument Date | Feb 4, 2019 |
| Instrument | 72744 |
| Transaction Type | Transfer |
| Record Updated | Mar 7, 2019 |
| Title Company | FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NAT'L TITLE SAN DIEGO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $706.20 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 1438 MORENO ST OCEANSIDE CA 920545446, OCEANSIDE, CA 92054-5446 |
| Document Number | 72745 |
|---|---|
| Date | Feb 28, 2019 |
| Instrument | 72745 |
| Name | BOEING EMPS CU |
|---|---|
| Type | Credit Union |
| Address | TUKWILA, WA 98168 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 27, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Mar 1, 2018 |
| Property Address | 1438 MORENO ST, OCEANSIDE, CA 92054-5446 |
| Document Number | 0000081910 |
| Instrument Date | Feb 9, 2018 |
| Instrument | 81910 |
| Transaction Type | Transfer |
| Record Updated | Mar 7, 2018 |
| Title Company | FIDELITY NATIONAL TITLE SAN DIEGO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1438 MORENO ST OCEANSIDE CA 920545446, OCEANSIDE, CA 92054-5446 |
| Document Number | 81911 |
|---|---|
| Date | Mar 1, 2018 |
| Instrument | 81911 |
| Name | WATERMARK CAP |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92618 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 29, 2048 |
The 2025 property tax bill for 1438 Moreno St was $8,055.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Oceanside City |
| Unified School District | Oceanside Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $730,479 (+2%) Land $573,950 Building $156,529 | |
| 2025 | $8,055.00 | $716,157 Land $562,697 Building $153,460 |
| 2023 | $7,658.00 (+1.54%) | $688,349 Land $540,848 Building $147,501 |
| 2022 | $7,542.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 1438 Moreno St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 9 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1438 Moreno St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Arviso - Mobile Home Park private · serves 70 people · EPA ID 090605121 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Also Mapped Here | SAN DIEGO COUNTY WATER AUTHORITY, CITY OF OCEANSIDE |
| Lead | Below detection (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Coliform assessment Dec 2019 |
| Monitoring and Reporting | 26 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 760 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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