San Diego County property record for 1430 Moreno St, Oceanside, CA 92054
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 954 sqft · built 1956 |
| Lot Size | 0.133 acres (5,800 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $525,000 (Nov 2005) |
| Tax Bill | $8,719 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage Mar 2024 Second Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 152-231-16-00 |
| Primary APN | 152-231-16-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 954 sqft Living Area |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Lot Area | 5,800 sqft (0.133 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 1 Parking Space |
| Heating System | Floor/Wall Furnace |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1430 MORENO ST |
|---|---|
| City | OCEANSIDE |
| State | CA |
| Zip | 92054-5446 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | LOT 45 /EXC HWY OP/ TR 003165 |
| Legal Subdivision | RANCHO VILLASENOR |
| Legal Tract | 003165 |
| Legal Block | 1 |
| Legal Lot Number | 45 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 18101 |
1430 Moreno St is owned and occupied by two individuals who acquired it in August 2006.
Source: San Diego County records, as of July 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1430 MORENO ST, OCEANSIDE, CA 92054-5446 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 6, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Mar 13, 2024 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage SCHOOLSFIRST FCU |
| Jun 4, 2025 | Deed of Trust, Mortgage · Line of Credit SCHOOLSFIRST FCU |
| Feb 28, 2017 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCIAL RESOURCES INC |
| Oct 21, 2017 | Deed of Trust, Mortgage PACIFIC COAST HOME MORTGAGE PACIFIC COAST HOME MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 10, 2005 · Amount on File |
| Deed Sale | Nov 10, 2005 · Amount on File |
| Prior Sale | Feb 21, 2003 · Amount on File |
| Deed Document Number | 2005980486 |
| Last Transfer Date | Aug 29, 2006 |
| Transfer Doc | 0000645490 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1430 MORENO ST, OCEANSIDE, CA 92054-5446 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2026 |
| Title Company | CORINTHIAN TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 1430 MORENO ST, OCEANSIDE, CA 92054-5446 |
| Document Number | 0000485302 |
|---|---|
| Date | Jul 6, 2021 |
| Instrument | 2021-0485302 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1430 MORENO ST, OCEANSIDE, CA 92054-5446 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2026 |
| Title Company | STEWART TITLE, STEWART TITLE GUARANTY CO |
| Name | Verified Name |
|---|---|
| Address | 1430 MORENO ST, OCEANSIDE, CA 92054-5446 |
| Document Number | 0000062275 |
|---|---|
| Date | Mar 13, 2024 |
| Instrument | 2024-0062275 |
| Name | SCHOOLSFIRST FCU |
|---|---|
| Type | Credit Union |
| Address | TUSTIN, CA 92780 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Mar 12, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1430 MORENO ST, OCEANSIDE, CA 92054-5446 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1430 MORENO ST, OCEANSIDE, CA 92054-5446 |
| Document Number | 0000148624 |
|---|---|
| Date | Jun 4, 2025 |
| Instrument | 2025-0148624 |
| Name | SCHOOLSFIRST FCU |
|---|---|
| Type | Credit Union |
| Address | TUSTIN, CA 92780 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1430 MORENO ST, OCEANSIDE, CA 92054-5446 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | CORINTHIAN TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000093652 |
|---|---|
| Date | Feb 28, 2017 |
| Instrument | 2017-0093652 |
| Name | AMERICAN FINANCIAL RESOURCES INC |
|---|---|
| Type | Funding / Finance Company |
| Address | PARSIPPANY, NJ 07054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1430 MORENO ST, OCEANSIDE, CA 92054-5446 |
| Document Number | 0000500013 |
| Instrument Date | Oct 21, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 27, 2018 |
| Title Company | CORINTHIAN TITLE COMPANY, CORINTHIAN TITLE CO |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1430 MORENO ST OCEANSIDE CA 920545446, OCEANSIDE, CA 92054-5446 |
| Document Number | 0000500013 |
|---|---|
| Date | Oct 26, 2017 |
| Instrument | 500013 |
| Name | PACIFIC COAST HOME MORTGAGE PACIFIC COAST HOME MORTGAGE |
|---|---|
| Type | Funding / Finance Company |
| Address | OCEANSIDE, CA 92054 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Oct 25, 2047 |
The 2025 property tax bill for 1430 Moreno St was $8,719 with a homeowner's exemption.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Oceanside City |
| Unified School District | Oceanside Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $798,270 (+2%) Land $546,624 Building $251,646 | |
| 2025 | $8,719.00 Homeowner's exemption | $782,618 Land $535,906 Building $246,712 |
| 2023 | $8,287.00 (+1.56%) Homeowner's exemption | $752,231 Land $515,098 Building $237,133 |
| 2022 | $8,160.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 1430 Moreno St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 9 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1430 Moreno St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Arviso - Mobile Home Park private · serves 70 people · EPA ID 090605121 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Also Mapped Here | SAN DIEGO COUNTY WATER AUTHORITY, CITY OF OCEANSIDE |
| Lead | Below detection (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Coliform assessment Dec 2019 |
| Monitoring and Reporting | 26 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 760 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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