1438 Independence Way, Vista, CA 92084 Property Records

San Diego County property record for 1438 Independence Way, Vista, CA 92084

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,874 sqft · built 1972
Lot Size	0.5 acres (21,780 sqft)
Owner	Company Name on File
Last Sale	$185,000 (Jan 1995)
Tax Bill	$4,346 (2025)
Deeds & Mortgages	Mar 2021 Line of Credit May 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`174-060-05-00`

Property Details

APN / Parcel Number

Primary APN	`174-060-05-00`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	4 Rooms
Building Area	2,874 sqft Living Area

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Lot Area	21,780 sqft (0.5 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1438 INDEPENDENCE WAY
City	VISTA
State	CA
Zip	92084-3614
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	E-1
Legal Description	LOT 10 POR TR 002102
Legal Subdivision	VISTA GRANDE ESTATES
Legal Tract	002102
Legal Block	1
Legal Lot Number	10
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1000
Census Tract	19210

Owner

1438 Independence Way is owned by a company that acquired it in May 1995.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Company Name on File
Mailing Address	1438 INDEPENDENCE WAY, VISTA, CA 92084-3614
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2021	Deed of Trust, Mortgage · Line of Credit MUFG UNION BANK NA
May 20, 2019	Deed of Trust, Mortgage · Conventional Mortgage AVB TRUST (PT)

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 26, 1995 · Amount on File
Deed Sale	Jan 26, 1995 · Amount on File
Prior Sale	Sep 27, 1983 · Amount on File
Deed Document Number	199536706
Last Transfer Date	May 25, 1995
Transfer Doc	0000267702
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1438 INDEPENDENCE WAY, VISTA, CA 92084-3614
Transaction Type	Mortgage
Record Updated	Apr 1, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1438 INDEPENDENCE WAY, VISTA, CA 92084-3614

Mortgage

Document Number	0000218749
Date	Mar 22, 2021
Instrument	2021-0218749

Lender

Name	MUFG UNION BANK NA
Type	Bank
Address	SAN DIEGO, CA 92121

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1438 INDEPENDENCE WAY, VISTA, CA 92084-3614
Document Number	0000222215
Instrument Date	May 20, 2019
Transaction Type	Mortgage
Record Updated	Jun 17, 2019
Title Company	TICOR TITLE COMPANY/CA, TICOR TITLE CO/CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1438 INDEPENDENCE WAY VISTA CA 920843614, VISTA, CA 92084-3614

Mortgage

Document Number	0000222215
Date	Jun 7, 2019
Instrument	222215

Lender

Name	AVB TRUST (PT)
Address	1438 INDEPENDENCE WAY, VISTA, CA 92084-3614

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 1438 Independence Way was $4,346.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Vista City
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$322,612 (+2%) Land $79,280 Building $243,332
2025	$4,346.00	$316,287 Land $77,726 Building $238,561
2023	$4,058.00 (-12.07%)	$304,007 Land $74,708 Building $229,299
2022	$4,615.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1438 Independence Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1438 Independence Way is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 80% of California
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VISTA IRRIGATION DISTRICT serves 134,501 people · EPA ID CA3710027
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
AT&T DSL	100 / 20

May also be available: Verizon.

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