1438 Harmony Ln, Annapolis, MD 21409 Property Records

Anne Arundel County property record for 1438 Harmony Ln, Annapolis, MD 21409

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,844 sqft · built 2018
Lot Size	2.05 acres (89,472 sqft)
Owner	2 Individual Names on Record
Tax Bill	$9,957 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Oct 2025 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`03-400-90248578`

Property Details

APN / Parcel Number

Primary APN	`03-400-90248578`
Alternative APNs	`3-400-90248578` `40090248578`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,844 sqft Living Area
Gross Area	3,348 sqft
1st Floor Area	1,340 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	89,472 sqft (2.05 acres)
Garage Type	Attached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	450 sqft
Porch	Open Porch
Porch Area	300 sqft
Deck Area	368 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	40090248578
Street Address	1438 HARMONY LN
City	ANNAPOLIS
State	MD
Zip	21409-5721
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LOT 4 HARMONY SPRINGS
Legal Subdivision	HARMONY SPRINGS
Legal Block	2
Legal Lot Number	4
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	5
Census Block Group	2
Census Block	2001
Census Tract	731002

Owner

Source: Anne Arundel County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1438 HARMONY LN, ANNAPOLIS, MD 21409-5721
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2026	Intrafamily Transfer, Transfer · Loan Assumption STRONG HOME MORTGAGE LLC
Oct 31, 2025	Intrafamily Transfer, Transfer · Line of Credit TRUIST BANK
Oct 17, 2019	Deed of Trust, Mortgage · VA Mortgage STRONG HOME MORTGAGE LLC
Nov 14, 2018	Grant Deed, Transfer NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 11, 2026
Deed Sale	Mar 11, 2026
Prior Sale	Nov 14, 2018 · Amount on Record
Deed Book / Page	42150 / 486
Prior Transfer Date	Feb 27, 2026
Prior Transfer Doc	0421500486
Record Updated	Sep 20, 2026

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Mar 11, 2026
Property Address	1438 HARMONY LN, ANNAPOLIS, MD 21409-5721
Document Number	0421500486
Book / Page	42150 / 486
Map Reference	MB 355 PG 35-37
Instrument Date	Feb 27, 2026
Transaction Type	Transfer
Record Updated	Mar 25, 2026
Title Company	EQUITY NATIONAL TITLE LLC, EQUITY NATIONAL TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1438 HARMONY LN, ANNAPOLIS, MD 21409-5721

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1438 HARMONY LN, ANNAPOLIS, MD 21409-5721

Mortgage

Document Number	0042150492
Date	Mar 11, 2026
Instrument	42150/492

Lender

Name	STRONG HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Loan Assumption
Amount	Amount Recorded
Term	283 Months
Due	Oct 1, 2049

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Oct 31, 2025
Property Address	1438 HARMONY LN, ANNAPOLIS, MD 21409-5721
Document Number	0417870163
Book / Page	41787 / 163
Map Reference	MB 355 PG 35-37
Instrument Date	Oct 29, 2025
Transaction Type	Transfer
Record Updated	Dec 12, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	1438 HARMONY LN, ANNAPOLIS, MD 21409-5721

Mortgage

Document Number	0041860474
Date	Oct 31, 2025
Instrument	41860/474

Lender

Name	TRUIST BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	1438 HARMONY LN, ANNAPOLIS, MD 21409-5721
Transaction Type	Mortgage
Record Updated	May 2, 2022
Title Company	SOLIDIFI TITLE & CLOSING LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0337140043
Date	Oct 17, 2019
Book Page	33714/043

Lender

Name	STRONG HOME MORTGAGE LLC
Type	Mortgage Company
Address	WOODBRIDGE, VA 22192

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2049

November 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Nov 14, 2018
Property Address	1438 HARMONY LN, ANNAPOLIS, MD 21409-5721
Document Number	0326570492
Book / Page	032657 / 000492
Instrument Date	Oct 31, 2018
Transaction Type	Transfer
Record Updated	Dec 4, 2018
Title Company	CAPITOL TITLE COMPANY INC, CAPITOL TITLE INS AGCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$664.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1438 HARMONY LN ANNAPOLIS MD 214095721, ANNAPOLIS, MD 21409-5721

Mortgage

Document Number	326570498
Date	Nov 14, 2018
Book Page	032657/000498

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 13, 2048

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of August 13, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,957.00 (+4.84%)	$860,700 (+8.94%)	$950,100 (+16.43%) Land $400,200 Building $549,900
2024	$9,497.00 (+10.08%)
2023	$8,627.00	$790,033	$816,000 Land $400,200 Building $415,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 26 policies
Nearby Flood Policies	26 in force
Nearby Flood Claims	25 (1979–2004)
Claims Outside the SFHA	5 of 25
Most Recent Claim	Apr 2004 · rainfall accumulation
Claims by Event	Hurricane Isabel, Sep 2003 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GLEN BURNIE-BROADNECK serves 290,606 people · EPA ID MD0020017
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2016–2018) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880

May also be available: Astound Broadband.

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