1433 Harmony Ln, Annapolis, MD 21409 Property Records

Anne Arundel County property record for 1433 Harmony Ln, Annapolis, MD 21409

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,438 sqft · built 1991
Lot Size	0.721 acres (31,396 sqft)
Owner	2 Trust Names on File
Last Sale	$713,000 (Nov 2020)
Tax Bill	$7,190 (2025)
Deeds & Mortgages	Oct 2025 Transfer Dec 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-087-90023978`

Property Details

APN / Parcel Number

Primary APN	`03-087-90023978`
Alternative APNs	`3-087-90023978` `08790023978`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,438 sqft Living Area
Gross Area	2,798 sqft
1st Floor Area	1,231 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	31,396 sqft (0.721 acres)
Garage Type	Attached
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	348 sqft
Deck Area	306 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	08790023978
Street Address	1433 HARMONY LN
City	ANNAPOLIS
State	MD
Zip	21409-5720
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LT 16 BEACON VIEW RESUB
Legal Subdivision	BEACON VIEW RESUB
Legal Block	2
Legal Lot Number	16
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	5
Census Block Group	2
Census Block	2001
Census Tract	731002

Owner

1433 Harmony Ln is owner-occupied and held in a trust since October 2025.

Source: Anne Arundel County records, as of September 4, 2026

Owner of Record	2 Trust Names on File
Mailing Address	1433 HARMONY LN, ANNAPOLIS, MD 21409-5720
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2025	Intrafamily Transfer, Transfer
Dec 2, 2019	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU OF MARYLAND INC
Nov 13, 2020	Special Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 13, 2020 · Amount on File
Deed Sale	Nov 13, 2020 · Amount on File
Prior Sale	Dec 30, 1996 · Amount on File
Deed Book / Page	35598 / 247
Last Transfer Date	Oct 6, 2025
Transfer Doc	0417180266
Record Updated	Oct 29, 2026

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Oct 8, 2025
Property Address	1433 HARMONY LN, ANNAPOLIS, MD 21409-5720
Document Number	0417180266
Book / Page	41718 / 266
Map Reference	MB 130 FO 15
Instrument Date	Oct 6, 2025
Transaction Type	Transfer
Record Updated	Oct 29, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	1433 HARMONY LN, ANNAPOLIS, MD 21409-5720

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	1433 HARMONY LN, ANNAPOLIS, MD 21409-5720
Transaction Type	Mortgage
Record Updated	Oct 26, 2022
Title Company	SECU TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0339000084
Date	Dec 2, 2019
Book Page	33900/084

Lender

Name	STATE EMPLOYEES CU OF MARYLAND INC
Type	Credit Union
Address	LINTHICUM HEIGHTS, MD 21090

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Nov 13, 2020
Property Address	1433 HARMONY LN, ANNAPOLIS, MD 21409-5720
Document Number	0355980247
Book / Page	35598 / 247
Map Reference	MB 130 FO 15
Instrument Date	Aug 13, 2020
Transaction Type	Transfer
Record Updated	Aug 16, 2021
Title Company	CAPITOL TITLE GROUP

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,912.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1433 HARMONY LN, ANNAPOLIS, MD 21409-5720

Mortgage

Document Number	35598254
Date	Nov 13, 2020
Instrument	35598/254

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	358 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1433 Harmony Ln was $7,190, up 2.1% from the year before.

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$719,900 (+6.16%)	$761,700 (-) Land $385,800 Building $375,900
2025	$7,190.00 (+2.1%) Homeowner's exemption	$678,100	$761,700 Land $385,800 Building $375,900
2024	$7,042.00 (+11.46%)
2023	$6,318.00 Homeowner's exemption	$608,500	$636,300 Land $333,800 Building $302,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1433 Harmony Ln in Zone X, an area of minimal flood risk, though there have been 25 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 26 policies
Nearby Flood Policies	26 in force
Nearby Flood Claims	25 (1979–2004)
Claims Outside the SFHA	5 of 25
Most Recent Claim	Apr 2004 · rainfall accumulation
Claims by Event	Hurricane Isabel, Sep 2003 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1433 Harmony Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GLEN BURNIE-BROADNECK serves 290,606 people · EPA ID MD0020017
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2016–2018) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880

May also be available: Astound Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

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