1438 Byron Ave, Waterloo, IA 50702 Property Records

Black Hawk County property record for 1438 Byron Ave, Waterloo, IA 50702

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,165 sqft · built 1950
Lot Size	0.175 acres (7,620 sqft)
Owner	2 Individual Names on Record
Last Sale	$162,000 (Jun 2024)
Tax Bill	$3,174 (2025)
Deeds & Mortgages	Jun 2024 Sale & Mortgage Nov 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`8913-36-151-006`

Property Details

APN / Parcel Number

Primary APN	`8913-36-151-006`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,165 sqft Living Area
1st Floor Area	780 sqft
Attic	Attic
Attic Area	273 sqft
Basement Area	780 sqft
Finished Basement	325 sqft
Unfinished Basement	780 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,620 sqft (0.175 acres)
Lot Dimensions	127 ft deep x 60 ft wide
Garage Type	Detached
Garage Area	748 sqft
Parking Spaces	3 Parking Spaces
Deck Area	80 sqft
Patio Area	234 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1438 BYRON AVE
City	WATERLOO
State	IA
Zip	50702-2339
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RUSSELL HEIGHTS LOT 4 BLK 1
Legal Range	13W
Legal Township	89N
Legal Section	36
Legal Subdivision	RUSSELL HEIGHTS
Legal Block	1
Legal Lot Number	4
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	1
Census Block	1014
Census Tract	1000

Owner

Source: Black Hawk County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1438 BYRON AVE, WATERLOO, IA 50702-2339
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 4, 2024	Warranty Deed, Transfer · Conventional Mortgage VERIDIAN CU
Nov 23, 2021	Warranty Deed, Transfer · Conventional Mortgage VERIDIAN CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 4, 2024 · Amount on Record
Deed Sale	Jun 4, 2024 · Amount on Record
Prior Sale	Nov 23, 2022 · Amount on Record
Deed Document Number	202415266
Prior Transfer Date	Mar 24, 2006
Prior Transfer Doc	2006023422
Record Updated	Oct 29, 2026

June 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Jun 4, 2024
Property Address	1438 BYRON AVE, WATERLOO, IA 50702-2339
Document Number	202400015266
Instrument Date	Jun 3, 2024
Instrument	202400015266
Transaction Type	Transfer
Record Updated	Oct 17, 2025
Title Company	TITLE SERVICES CORPORATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$258.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1438 BYRON AVE, WATERLOO, IA 50702-2339

Mortgage

Document Number	0202415267
Date	Jun 4, 2024
Instrument	2024-15267

Lender

Name	VERIDIAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2054

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Nov 23, 2021
Property Address	1438 BYRON AVE, WATERLOO, IA 50702-2339
Document Number	202200011083
Instrument Date	Nov 22, 2021
Instrument	202200011083
Transaction Type	Transfer
Record Updated	Dec 7, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$207.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1438 BYRON AVE, WATERLOO, IA 50702-2339

Mortgage

Document Number	202200011084
Date	Nov 23, 2021
Instrument	202200011084

Lender

Name	VERIDIAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,174.00 (+5.38%)	$155,550 (+12%) Land $20,370 Building $135,180	$155,550 (+12%) Land $20,370 Building $135,180
2024	$3,012.00 (+23.85%)
2023		$138,880 (+25.42%) Land $20,370 Building $118,510	$138,880 (+25.42%) Land $20,370 Building $118,510
2022	$2,432.00	$110,730 Land $20,370 Building $90,360
2021			$110,730 Land $20,370 Building $90,360

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 719 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Waterloo Fiber Fiber	10,000 / 10,000
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130

May also be available: Nextlink.

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