1433 Byron Ave, Waterloo, IA 50702 Property Records

Black Hawk County property record for 1433 Byron Ave, Waterloo, IA 50702

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,186 sqft · built 1958
Lot Size	0.178 acres (7,744 sqft)
Owner	Individual Name on File
Last Sale	$137,000 (Mar 2022)
Tax Bill	$3,146 (2025)
Deeds & Mortgages	Mar 2022 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`8913-36-107-015`

Property Details

APN / Parcel Number

Primary APN	`8913-36-107-015`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,186 sqft Living Area
1st Floor Area	1,186 sqft
Basement Area	1,186 sqft
Unfinished Basement	1,186 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	7,744 sqft (0.178 acres)
Lot Dimensions	121 ft deep x 64 ft wide
Garage Type	Attached
Garage Area	392 sqft
Parking Spaces	1 Parking Space
Patio Area	88 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1433 BYRON AVE
City	WATERLOO
State	IA
Zip	50702-2338
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BUCKINGHAM PLACE E 64 FT LOT 18 EXC N 150 FT AND EXC S 30 FT
Legal Range	13W
Legal Township	89N
Legal Section	36
Legal Subdivision	BUCKINGHAM PLACE
Legal Lot Number	18
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	1
Census Block	1009
Census Tract	1000

Owner

1433 Byron Ave is owned and occupied by an individual who bought it in March 2022.

Source: Black Hawk County records, as of September 1, 2026

Owner of Record	Individual Name on File
Mailing Address	1433 BYRON AVE, WATERLOO, IA 50702-2338
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 30, 2022 · Amount on File
Deed Sale	Mar 30, 2022 · Amount on File
Prior Sale	Oct 2, 2007 · Amount on File
Deed Document Number	202219050
Record Updated	Oct 29, 2026

March 2022: Legal Action/Court Order, Foreclosure

Document Type	Legal Action/Court Order
Jurisdiction	BLACK HAWK IA
Recording Date	Mar 30, 2022
Property Address	1433 BYRON AVE, WATERLOO, IA 50702-2338
Document Number	202200019050
Instrument Date	Mar 25, 2022
Instrument	202200019050
Transaction Type	Foreclosure
Record Updated	Apr 12, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$218.40
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1433 BYRON AVE, WATERLOO, IA 50702-2338

Mortgage

Document Number	202200019051
Date	Mar 30, 2022
Instrument	202200019051

Lender

Name	GREENSTATE CU
Type	Credit Union
Address	NORTH LIBERTY, IA 52317

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 5, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Type Change Date	Apr 5, 2032
Change Frequency	Annually
Min Rate At Change	5%
Max Rate At Change	10.5%
Index	1-Year CMT
Max Rate	10.5%

Tax Assessment & Valuation

The 2025 property tax bill for 1433 Byron Ave was $3,146 with a homeowner's exemption, down 7.4% from the year before.

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,146.00 (-7.42%) Homeowner's exemption	$165,050 Land $19,970 Building $145,080	$165,050 Land $19,970 Building $145,080
2024	$3,398.00
2023		$166,890 (+34.97%) Land $19,970 Building $146,920	$166,890 Land $19,970 Building $146,920
2022	$2,520.00 Homeowner's exemption	$123,650 Land $19,970 Building $103,680
2021			$123,650 Land $19,970 Building $103,680

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1433 Byron Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1433 Byron Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 719 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Waterloo Fiber Fiber	10,000 / 10,000
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130

May also be available: Nextlink.

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