San Luis Obispo County property record for 1438 3rd St, Los Osos, CA 93402
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,508 sqft · built 1956 |
| Lot Size | 0.215 acres (9,375 sqft) |
| Owner | Company Name on Record |
| Last Sale | $409,500 (Aug 1999) |
| Tax Bill | $9,778 (2025) |
| Deeds & Mortgages | Jun 2022 Transfer Jan 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 038-263-006 |
| Primary APN | 038-263-006 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,508 sqft Living Area |
| 1st Floor Area | 1,508 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Construction Type | Wood |
| Lot Area | 9,375 sqft (0.215 acres) |
| Terrain | Above Road/Slope |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Septic |
| Street Address | 1438 3RD ST |
|---|---|
| City | LOS OSOS |
| State | CA |
| Zip | 93402-1602 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF |
| Legal Description | TN EL MORO BL 68 LTS 38 TO 41 |
| Legal Subdivision | EL MORO |
| Legal Block | 68 |
| Legal Lot Number | 38 |
| Jurisdiction | SAN LUIS OBISPO CA |
| Township / Civil Division | NORTH COAST |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 10701 |
Source: San Luis Obispo County records, as of August 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 800 SANTA YSABEL AVE, LOS OSOS, CA 93402-1235 |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Date | Document |
|---|---|
| Jun 17, 2022 | Intrafamily Transfer, Transfer |
| Jan 6, 2017 | Intrafamily Transfer, Transfer · Conventional Mortgage RESOURCE LENDERS INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 3, 1999 · Amount on Record |
| Deed Sale | Aug 3, 1999 · Amount on Record |
| Deed Document Number | 199956369 |
| Prior Transfer Date | Aug 21, 1997 |
| Prior Transfer Doc | 0000052493 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Jun 17, 2022 |
| Property Address | 1438 3RD ST, LOS OSOS, CA 93402-1602 |
| Document Number | 0000025607 |
| Map Reference | MB A PG 80 |
| Instrument Date | Jun 17, 2022 |
| Instrument | 2022025607 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Revocable Trust |
| Address | 800 SANTA YSABEL AVE, LOS OSOS, CA 93402-1235 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Jan 6, 2017 |
| Property Address | 1438 3RD ST, LOS OSOS, CA 93402-1602 |
| Document Number | 0000000923 |
| Map Reference | MB A PG80 |
| Instrument Date | Jan 3, 2017 |
| Instrument | 2017000923 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2021 |
| Title Company | FIDELITY NATIONAL TITLE CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 800 SANTA YSABEL AVE, LOS OSOS, CA 93402-1235 |
| Document Number | 0000000924 |
|---|---|
| Date | Jan 6, 2017 |
| Instrument | 2017000924 |
| Name | RESOURCE LENDERS INC |
|---|---|
| Type | Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2047 |
Source: San Luis Obispo County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Luis Obispo County |
| Unified School District | San Luis Coastal Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $643,824 (+2%) Land $397,129 Building $246,695 | |
| 2025 | $9,778.00 (+5.46%) | $631,201 (+4.04%) Land $389,343 Building $241,858 |
| 2023 | $9,272.00 (+2.34%) | $606,692 Land $374,225 Building $232,467 |
| 2022 | $9,060.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 4 (1992–1995) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Mar 1995 · Severe Winter Storms, Flooding Landslides, Mud Flow |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.4% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOS OSOS COMMUNITY SERVICES DISTRICT serves 7,086 people · EPA ID CA4010016 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2023 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 682 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
May also be available: Astound Broadband, Ranch Wifi, Surfnet Communications, Verizon.
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