San Luis Obispo County property record for 1404 3rd St, Los Osos, CA 93402
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,235 sqft · built 1987 |
| Lot Size | 0.071 acres (3,125 sqft) |
| Owner | Individual Name on File |
| Last Sale | $800,000 (Aug 2021) |
| Tax Bill | $11,949 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Aug 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 038-263-033 |
| Primary APN | 038-263-033 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,235 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Architectural Style | Contemporary |
| Construction Type | Wood |
| Lot Area | 3,125 sqft (0.071 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 1 Parking Space |
| Heating System | Forced Air |
|---|---|
| Sewer | Septic |
| Street Address | 1404 3RD ST |
|---|---|
| City | LOS OSOS |
| State | CA |
| Zip | 93402-1602 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CR |
| Legal Description | TN EL MORO BL 68 LT 47 |
| Legal Subdivision | EL MORO |
| Legal Block | 68 |
| Legal Lot Number | 47 |
| Jurisdiction | SAN LUIS OBISPO CA |
| Township / Civil Division | NORTH COAST |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 10701 |
Source: San Luis Obispo County assessment roll, as of July 1, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1404 3RD ST, LOS OSOS, CA 93402-1602 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 4, 2021 | Deed of Trust, Mortgage · Conventional Mortgage COASTAL FUNDING SLC INC |
| Aug 4, 2021 | Grant Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 4, 2021 · Amount on Record |
| Deed Sale | Aug 4, 2021 · Amount on Record |
| Prior Sale | Jul 2, 1998 · Amount on Record |
| Deed Document Number | 2021054629 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 1404 3RD ST, LOS OSOS, CA 93402-1602 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2023 |
| Title Company | PLACER TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 1404 3RD ST, LOS OSOS, CA 93402-1602 |
| Document Number | 0000008764 |
|---|---|
| Date | Feb 4, 2021 |
| Instrument | 2021008764 |
| Name | COASTAL FUNDING SLC INC |
|---|---|
| Type | Mortgage Company |
| Address | SAN LUIS OBISPO, CA 93401 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Aug 4, 2021 |
| Property Address | 1404 3RD ST, LOS OSOS, CA 93402-1602 |
| Document Number | 0000054629 |
| Map Reference | MB A PG 80 |
| Instrument Date | Jul 29, 2021 |
| Instrument | 2021054629 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2023 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1404 3RD ST, LOS OSOS, CA 93402-1602 |
| Investor | Possibly a Property Investor |
Source: San Luis Obispo County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | California |
| County | San Luis Obispo County |
| Unified School District | San Luis Coastal Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $11,949.00 (+4.59%) | $848,966 (+4.04%) Land $583,664 Building $265,302 |
| 2023 | $11,425.00 (+6.07%) | $816,000 Land $561,000 Building $255,000 |
| 2022 | $10,771.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone VE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 4 (1992–1995) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Mar 1995 · Severe Winter Storms, Flooding Landslides, Mud Flow |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.4% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOS OSOS COMMUNITY SERVICES DISTRICT serves 7,086 people · EPA ID CA4010016 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2023 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 682 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
May also be available: Radiate Holdings, Ranch WiFi, Surfnet Communications, Verizon.
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