1437 Mission Dr, Los Banos, CA 93635 Property Records

Merced County property record for 1437 Mission Dr, Los Banos, CA 93635

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 2,428 sqft · built 2020
Lot Size	0.138 acres (6,000 sqft)
Owner	Individual Name on File
Last Sale	$394,500 (May 2020)
Tax Bill	$5,395 (2025)
Deeds & Mortgages	Jan 2022 Mortgage May 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`428-300-014-000`

Property Details

APN / Parcel Number

Primary APN	`428-300-014-000`
Alternative APN	`428-300-014`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	2,428 sqft Living Area

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Construction Type	Wood
Lot Area	6,000 sqft (0.138 acres)
Garage Type	Attached
Garage Area	516 sqft
Parking Spaces	2 Parking Spaces
Patio Area	20 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	428-300-014
Street Address	1437 MISSION DR
City	LOS BANOS
State	CA
Zip	93635-6481
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 7 MISSION VILLAGE SOUTH PHASE 3B
Legal Subdivision	2001-02 MISSION VILLAGE SOUTH
Legal Lot Number	7
Jurisdiction	MERCED CA
Township / Civil Division	LOS BANOS
Census Block Group	1
Census Block	1005
Census Tract	2305

Owner

1437 Mission Dr is owned and occupied by an individual who bought it in May 2020.

Source: Merced County records, as of August 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1437 MISSION DR, LOS BANOS, CA 93635-6481
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Jan 6, 2022	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
May 6, 2020	Grant Deed, Subdivision Related Transfer · Conventional Mortgage DHI MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 6, 2020 · Amount on File
Deed Sale	May 6, 2020 · Amount on File
Prior Sale	Oct 1, 2019 · Amount on File
Deed Document Number	202014685
Prior Transfer Date	Apr 16, 2020
Prior Transfer Doc	0000014687
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	1437 MISSION DR, LOS BANOS, CA 93635-6481
Transaction Type	Mortgage
Record Updated	Jul 25, 2023
Title Company	MADISON SETTLEMENT SERVICES, MADISON SETTLEMENT SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1437 MISSION DR, LOS BANOS, CA 93635-6481

Mortgage

Document Number	0000001647
Date	Jan 6, 2022
Instrument	2022001647

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

May 2020: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	May 6, 2020
Property Address	1437 MISSION DR, LOS BANOS, CA 93635-6481
Document Number	0000014685
Instrument Date	Apr 6, 2020
Instrument	14685
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 18, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$434.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	1437 MISSION DR LOS BANOS CA 93635, LOS BANOS, CA 93635

Mortgage

Document Number	14686
Date	May 6, 2020
Instrument	14686

Lender

Name	DHI MTG
Type	Mortgage Company
Address	AUSTIN, TX 78750

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 5, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1437 Mission Dr was $5,395 with a homeowner's exemption.

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Merced County
Municipality	Los Banos City
Unified School District	Los Banos Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$439,709 (+2%) Land $105,972 Building $333,737
2025	$5,395.00 Homeowner's exemption	$431,089 Land $103,895 Building $327,194
2023	$5,134.00 (+1.89%) Homeowner's exemption	$414,351 Land $99,861 Building $314,490
2022	$5,039.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1437 Mission Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 4, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1437 Mission Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.4% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LOS BANOS serves 48,896 people · EPA ID CA2410005
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 601 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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