1437 E Cardinal Ln, Derby, KS 67037 Property Records

Sedgwick County property record for 1437 E Cardinal Ln, Derby, KS 67037

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 2,009 sqft · built 1985
Lot Size	0.302 acres (13,152 sqft)
Owner	2 Individual Names on File
Last Sale	$105,000 (Oct 2019)
Tax Bill	$3,366 (2024)
Deeds & Mortgages	Jul 2022 Mortgage Oct 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`RO DY03628`

Property Details

APN / Parcel Number

Primary APN	`RO DY03628`
Alternative APNs	`233-07-0-43-01-015.00` `00304097`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,009 sqft Living Area
Gross Area	3,050 sqft
1st Floor Area	1,269 sqft
Basement Area	1,209 sqft
Flooring	Carpet

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Ranch
Exterior Material	Combination
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	13,152 sqft (0.302 acres)
Lot Dimensions	155 ft deep x 84 ft wide
View / Lot	Neighborhood / Spot
Garage Type	Attached
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	89 sqft
Deck Area	364 sqft
Patio Area	364 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	00304097
Street Address	1437 E CARDINAL LN
City	DERBY
State	KS
Zip	67037-3633
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 21 BLOCK 5 OAKWOOD VALLEY ESTATES ADD.
Legal Range	2E
Legal Township	29
Legal Section	7
Legal Subdivision	OAKWOOD VALLEY ESTATES ADD
Legal Block	5
Legal Lot Number	21
Jurisdiction	SEDGWICK KS
Township / Civil Division	ROCKFORD
Census Block Group	2
Census Block	2025
Census Tract	9804

Owner

1437 E Cardinal Ln is owned and occupied by two individuals who bought it in October 2019.

Source: Sedgwick County records, as of December 26, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1437 E CARDINAL LN, DERBY, KS 67037-3633
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2022	Warranty Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Oct 15, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage CAPITOL FEDERAL SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 15, 2019 · Amount on File
Deed Sale	Oct 15, 2019 · Amount on File
Deed Document Number	201929884883
Deed Book / Page	2988 / 4883
Prior Transfer Date	Oct 9, 2019
Prior Transfer Doc	02988/4883
Record Updated	Jun 8, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEDGWICK KS
Recording Date	Jul 7, 2022
Property Address	1437 E CARDINAL LN, DERBY, KS 67037-3633
Document Number	03017/5896
Book / Page	3017 / 5896
Instrument Date	Jun 29, 2022
Instrument	30175896
Transaction Type	Transfer
Record Updated	Oct 12, 2022
Title Company	SECURITY 1ST TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1437 E CARDINAL LN, DERBY, KS 67037-3633

Mortgage

Document Number	03017/5897
Date	Jul 7, 2022
Book Page	3017/5897
Instrument	30175897

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

October 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SEDGWICK KS
Recording Date	Oct 15, 2019
Property Address	1437 E CARDINAL LN, DERBY, KS 67037-3633
Document Number	02988/4883
Book / Page	2988 / 4883
Instrument Date	Oct 9, 2019
Instrument	29884883
Transaction Type	Transfer
Record Updated	Oct 12, 2022
Title Company	SECURITY FIRST TITLE, SECURITY 1ST TITLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1437 E CARDINAL LN, DERBY, KS 67037-3633

Mortgage

Document Number	0029884884
Date	Oct 15, 2019
Instrument	29884884

Lender

Name	CAPITOL FEDERAL SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2034

Tax Assessment & Valuation

Source: Sedgwick County assessment roll, as of July 14, 2025

Property Jurisdictions

Type	Name
State	Kansas
County	Sedgwick County
County Subdivision	Rockford Township
Municipality	Derby City
Unified School District	Derby Unified School District 260 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$28,762 Land $7,958 Building $20,804	$250,100 Land $69,200 Building $180,900
2024	$3,366.00 (+4.5%)
2023	$3,221.00 (+16.49%)	$23,219 Land $7,142 Building $16,077	$201,900 Land $62,100 Building $139,800
2022	$2,765.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1437 E Cardinal Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	20 units insured incl. 8 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1437 E Cardinal Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Kansas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DERBY private · serves 25,413 people · EPA ID KS2017328
Water Source	Purchased surface water from CITY OF WICHITA
Last State Inspection	Oct 2025
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: IdeaTek, T-Mobile, Twin Valley.

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