1425 E Cardinal Ln, Derby, KS 67037 Property Records

Sedgwick County property record for 1425 E Cardinal Ln, Derby, KS 67037

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,460 sqft · built 1986
Lot Size	0.302 acres (13,172 sqft)
Owner	Company Name on Record
Last Sale	$187,500 (Oct 2006)
Tax Bill	$3,801 (2024)
Deeds & Mortgages	Jan 2024 Line of Credit Apr 2022 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`RO DY03626`

Property Details

APN / Parcel Number

Primary APN	`RO DY03626`
Alternative APNs	`233-07-0-43-01-017.00` `00304095`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,460 sqft Living Area
Gross Area	3,316 sqft
1st Floor Area	1,418 sqft
Basement Area	1,390 sqft
Finished Basement	1,042 sqft
Unfinished Basement	348 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Ranch
Exterior Material	Combination
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	13,172 sqft (0.302 acres)
Lot Dimensions	129 ft deep x 101 ft wide
Terrain	Rolling
View / Lot	Neighborhood / Spot
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Covered Slab
Porch Area	88 sqft
Deck Area	Deck Area
Patio Area	288 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	00304095
Street Address	1425 E CARDINAL LN
City	DERBY
State	KS
Zip	67037-3633
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 19 BLOCK 5 OAKWOOD VALLEY ESTATES ADD.
Legal Range	2E
Legal Township	29
Legal Section	7
Legal Subdivision	OAKWOOD VALLEY ESTATES ADD
Legal Block	5
Legal Lot Number	19
Jurisdiction	SEDGWICK KS
Township / Civil Division	ROCKFORD
Census Block Group	2
Census Block	2025
Census Tract	9804

Owner

Source: Sedgwick County records, as of July 14, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1425 E CARDINAL LN, DERBY, KS 67037-3633
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 18, 2024	Deed of Trust, Mortgage · Line of Credit LUMINATE BANK
Apr 26, 2022	Intrafamily Transfer, Transfer
Jan 13, 2017	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS INC
Jan 13, 2017	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS INC
Dec 15, 2017	Deed of Trust, Mortgage · Conventional Mortgage EQUITY BANK
Sep 14, 2020	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 17, 2006 · Amount on Record
Deed Sale	Oct 17, 2006 · Amount on Record
Deed Document Number	200628826276
Deed Book / Page	2882 / 6276
Prior Transfer Date	Oct 6, 2006
Prior Transfer Doc	02882/6276
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEDGWICK KS
Property Address	1425 E CARDINAL LN, DERBY, KS 67037-3633
Transaction Type	Mortgage
Record Updated	Mar 12, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03028/6390
Date	Jan 18, 2024
Book Page	3028/6390
Instrument	30286390

Lender

Name	LUMINATE BANK
Type	Bank
Address	WICHITA, KS 67207

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2039

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SEDGWICK KS
Recording Date	Apr 26, 2022
Property Address	1425 E CARDINAL LN, DERBY, KS 67037-3633
Document Number	03015/8592
Book / Page	3015 / 8592
Instrument Date	Apr 25, 2022
Instrument	30158592
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1425 E CARDINAL LN, DERBY, KS 67037-3633

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEDGWICK KS
Property Address	1425 E CARDINAL LN, DERBY, KS 67037-3633
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2966/4710
Date	Jan 13, 2017
Book Page	2966/4710
Instrument	29664710

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2047

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEDGWICK KS
Property Address	1425 E CARDINAL LN, DERBY, KS 67037-3633
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2966/4710
Date	Jan 13, 2017
Book Page	2966/4710
Instrument	29664710

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2047

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEDGWICK KS
Property Address	1425 E CARDINAL LN, DERBY, KS 67037-3633
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2973/8385
Date	Dec 15, 2017
Book Page	2973/8385
Instrument	29738385

Lender

Name	EQUITY BANK
Type	Bank
Address	WICHITA, KS 67207

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEDGWICK KS
Property Address	1425 E CARDINAL LN, DERBY, KS 67037-3633
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2998/8073
Date	Sep 14, 2020
Book Page	2998/8073
Instrument	29988073

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: Sedgwick County assessment roll, as of July 14, 2025

Property Jurisdictions

Type	Name
State	Kansas
County	Sedgwick County
County Subdivision	Rockford Township
Municipality	Derby City
Unified School District	Derby Unified School District 260 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$31,246 (+19.16%) Land $7,958 Building $23,288	$271,700 (+19.17%) Land $69,200 Building $202,500
2024	$3,801.00 (+4.17%)
2023	$3,649.00 (+12.31%)	$26,221 Land $7,142 Building $19,079	$228,000 Land $62,100 Building $165,900
2022	$3,249.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	20 units insured incl. 8 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Kansas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DERBY private · serves 25,413 people · EPA ID KS2017328
Water Source	Purchased surface water from CITY OF WICHITA
Last State Inspection	Oct 2025
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: IdeaTek, T-Mobile, Twin Valley.

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