1437 Cliff Ave, Duluth, MN 55811 Property Records

St. Louis County property record for 1437 Cliff Ave, Duluth, MN 55811

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.25 ba · 1,786 sqft · built 1979
Lot Size	0.307 acres (13,374 sqft)
Owner	Individual Name on Record
Tax Bill	$4,800 (2026)
Deeds & Mortgages	May 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`010-2826-00180`

Property Details

APN / Parcel Number

Primary APN	`010-2826-00180`
Alternative APN	`999150`

Interior

Bedrooms	4 Beds
Full Baths	2.25 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,786 sqft Gross Area
1st Floor Area	1,786 sqft
Basement Area	959 sqft
Finished Basement	959 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Split Foyer
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Lot Area	13,374 sqft (0.307 acres)
Garage Area	480 sqft
Pool Type	Spa / Hot Tub (No Pool)
Deck Area	69 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Gas

Location & Zoning

Account Number	999150
Street Address	1437 CLIFF AVE
City	DULUTH
State	MN
Zip	55811-2722
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 0018 BLOCK:001 SERIAL #
Legal Subdivision	LEPAKS SECOND ADD DULUTH
Legal Block	1
Legal Lot Number	18
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	2
Census Block	2000
Census Tract	900

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1437 CLIFF AVE, DULUTH, MN 55811-2722
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Nov 11, 2015
Transfer Doc	000T964514
Record Updated	Sep 20, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	1437 CLIFF AVE, DULUTH, MN 55811-2722
Document Number	00T1013309
Instrument Date	May 24, 2019
Transaction Type	Mortgage
Record Updated	Aug 19, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1437 CLIFF AVE DULUTH MN 558112722, DULUTH, MN 55811-2722

Mortgage

Document Number	00T1013309
Date	Aug 7, 2019
Instrument	T1013309

Lender

Name	US BK
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 6, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,800.00 (+11.16%) Homeowner's exemption
2025	$4,318.00 (-4.3%) Homeowner's exemption	$382,800 (+16.14%) Land $58,000 Building $324,800	$382,800 (+16.14%) Land $58,000 Building $324,800
2024	$4,512.00	$329,600 (+9.21%) Land $61,400 Building $268,200	$329,600 (+9.21%) Land $61,400 Building $268,200
2022		$301,800 Land $57,200 Building $244,600	$301,800 Land $57,200 Building $244,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2001)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2001 · Severe Winter Storms, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 89% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30