1413 Chippewa Ln, Geneva, FL 32732 Property Records

Seminole County property record for 1413 Chippewa Ln, Geneva, FL 32732

Property Summary

Property Type	Single Family Home
Details	5 bd · 5 ba · 4,808 sqft · built 2018
Lot Size	5.12 acres (223,245 sqft)
Owner	Individual Name on Record
Last Sale	$2,385,000 (Jul 2023)
Tax Bill	$21,328 (2025)
Deeds & Mortgages	Jul 2023 Sale Jul 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-20-32-3AF-2500-0000`

Property Details

APN / Parcel Number

Primary APN	`20-20-32-3AF-2500-0000`

Interior

Bedrooms	5 Beds
Full Baths	5 Baths
Plumbing Fixtures	19 Plumbing Fixtures
Stories	1 Story
Building Area	4,808 sqft Living Area
1st Floor Area	4,451 sqft
Flooring	Tile
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2018
Exterior Material	Combination
Construction Type	Concrete Block
Foundation Type	Footing
Roof Material	Composition Shingle
Lot Area	223,245 sqft
Garage Type	Mixed
Garage Area	608 sqft
Carport	Carport
Carport Area	720 sqft
Parking Spaces	9 Parking Spaces

Exterior Amenities

Pool Area	1 sqft
Porch	Porch
Porch Area	1,582 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ
Utility Building	156 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Solar

Location & Zoning

Street Address	1413 CHIPPEWA LN
City	GENEVA
State	FL
Zip	32732-9184
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 32 TWP 20S RGE 32E BEG 216.12 FT N 49 DEG 4 MIN 37 SEC E & 674.84 FT S 40 DEG 55 MIN 23 SEC OF SE COR OF N 1/2 OF NW 1/4
Legal Range	32E
Legal Township	20S
Legal Section	20
Legal Subdivision	SEMINOLE WOODS (5 AC DEV)
Jurisdiction	SEMINOLE FL
Township / Civil Division	OVIEDO
Census Block Group	4
Census Block	4029
Census Tract	21201

Owner

Source: Seminole County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1413 CHIPPEWA LN, GENEVA, FL 32732-9184
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2023	Warranty Deed, Transfer FIRST SERVICE TITLE, FIRST SERVICE TTL OF FL LLC
Jul 27, 2022	Warranty Deed, Transfer · Conventional Mortgage ALKAN MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 21, 2023 · Amount on Record
Deed Sale	Jul 21, 2023 · Amount on Record
Prior Sale	Jul 27, 2022 · Amount on Record
Deed Document Number	0104771238
Deed Book / Page	10477 / 1238
Record Updated	Jun 8, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEMINOLE FL
Recording Date	Jul 21, 2023
Property Address	1413 CHIPPEWA LN, GENEVA, FL 32732-9184
Document Number	0104771238
Book / Page	10477 / 1238
Map Reference	MB 1187 PG 893-905
Instrument Date	Jul 21, 2023
Instrument	2023067243
Transaction Type	Transfer
Record Updated	Aug 2, 2023
Title Company	FIRST SERVICE TITLE, FIRST SERVICE TTL OF FL LLC

Transaction

Amount	Amount Recorded
Tax	$16,695.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8396 KATHERINE CLAIRE LN, SAN DIEGO, CA 92127-4108

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1413 CHIPPEWA LN, GENEVA, FL 32732-9184

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEMINOLE FL
Recording Date	Jul 27, 2022
Property Address	1413 CHIPPEWA LN, GENEVA, FL 32732-9184
Document Number	0102860610
Book / Page	10286 / 610
Instrument Date	Jul 13, 2022
Instrument	2022086672
Transaction Type	Transfer
Record Updated	Aug 5, 2022
Title Company	INNOVATIVE TITLE SERVICES I LLC, INNOVATIVE TITLE SVCS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$16,800.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5426 HOLOPAW RD, 5426, SAINT CLOUD, FL 34773-9460

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1413 CHIPPEWA LN, GENEVA, FL 32732-9184

Mortgage

Document Number	0010286612
Date	Jul 27, 2022
Instrument	10286/612

Lender

Name	ALKAN MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.12%
Type Change Date	Aug 1, 2029
Change Frequency	Annually
Min Rate At Change	2.87%
Max Rate At Change	6.12%
Index	1-Year CMT
Max Rate	9.12%

Tax Assessment & Valuation

Source: Seminole County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Seminole County
Unified School District	Seminole County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$21,328.00 (-21.81%) Homeowner's exemption	$1,554,957 (-24.76%)	$2,042,356 (-1.17%) Land $280,000 Building $1,762,356
2023	$27,276.00 (+20.51%) Homeowner's exemption	$2,066,622 (+21.17%)	$2,066,622 (+11%) Land $270,000 Building $1,796,622
2022	$22,634.00	$1,705,569	$1,861,779 Land $250,000 Building $1,611,779

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 43 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	43 in force
Nearby Flood Claims	6 (2005–2022)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Nov 2022 · Hurricane Nicole
Claims by Event	Hurricane Ian, Sep 2022 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 77% of the US · above 64% of Florida
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SEMINOLE WOODS private · serves 780 people · EPA ID FL3594050
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6
T-Mobile Fixed Wireless	25 / 3

May also be available: AT&T.

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