1435 Townsend Rd, Petoskey, MI 49770 Property Records

Emmet County property record for 1435 Townsend Rd, Petoskey, MI 49770

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,004 sqft
Lot Size	1.08 acres (47,045 sqft)
Owner	2 Individual Names on Record
Last Sale	$209,000 (Dec 2017)
Tax Bill	$2,733 (2024)
Deeds & Mortgages	Aug 2018 Mortgage Dec 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-18-09-200-007`

Property Details

APN / Parcel Number

Primary APN	`13-18-09-200-007`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	2,004 sqft Living Area
1st Floor Area	1,392 sqft
Basement Area	1,392 sqft

Exterior

Architectural Style	Other
Lot Area	47,045 sqft (1.08 acres)
Garage Area	768 sqft

Location & Zoning

Street Address	1435 TOWNSEND RD
City	PETOSKEY
State	MI
Zip	49770-9743
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RT FF
Legal Description	PT OF SE ? OF NE ? OF SECTION 9, COM AT PT ON INT OF C/L OF OLD HWY US 31 WITH E LN OF SEC 9 FOR POB, TH N85?56?46?W 16 RDS
Legal Range	06W
Legal Township	34N
Legal Section	09
Jurisdiction	EMMET MI
Township / Civil Division	RESORT
Census Block Group	4
Census Block	4000
Census Tract	970600

Owner

Source: Emmet County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1435 TOWNSEND RD, PETOSKEY, MI 49770-9743
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 22, 2018	Deed of Trust, Mortgage HUNTINGTON NATIONAL BANK
Dec 5, 2017	Warranty Deed, Transfer CALIBER HOME LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 5, 2017 · Amount on Record
Deed Sale	Dec 5, 2017 · Amount on Record
Prior Sale	Nov 24, 2004 · Amount on Record
Deed Document Number	20175152753
Deed Book / Page	1199 / 870
Record Updated	Sep 20, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EMMET MI
Property Address	1435 TOWNSEND RD, PETOSKEY, MI 49770-9743
Transaction Type	Mortgage
Record Updated	Sep 19, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001206/0000000013
Date	Aug 22, 2018
Book Page	0000001206/0000000013
Instrument	000005158907

Lender

Name	HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	353 Months
Due	Jan 1, 2048

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EMMET MI
Recording Date	Dec 5, 2017
Property Address	1435 TOWNSEND RD, PETOSKEY, MI 49770-9743
Document Number	1199/0870
Book / Page	1199 / 0870
Instrument Date	Nov 29, 2017
Instrument	5152753
Transaction Type	Transfer
Record Updated	Jun 22, 2021
Title Company	TALON TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1435 TOWNSEND RD, 1435, PETOSKEY, MI 49770-9743

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	631 BOYNE AVE, BOYNE CITY, MI 49712-1362

Mortgage

Document Number	1199/0871
Date	Dec 5, 2017
Book Page	1199/0871
Instrument	5152754

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	IRVING, TX 75063

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2047

Tax Assessment & Valuation

Source: Emmet County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Emmet County
County Subdivision	Resort Township
Unified School District	Public Schools of Petoskey (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$205,700 (+28.16%) Land $7,400 Building $198,300	$411,400 (+28.16%) Land $14,800 Building $396,600
2024	$2,733.00
2023		$160,500 Land $5,100 Building $155,400	$321,000 Land $10,200 Building $310,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile, Truestream.

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