1783 Townsend Rd, Petoskey, MI 49770 Property Records

Emmet County property record for 1783 Townsend Rd, Petoskey, MI 49770

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,760 sqft
Lot Size	1.9 acres (82,764 sqft)
Owner	2 Individual Names on Record
Last Sale	$304,000 (Jul 2020)
Tax Bill	$2,898 (2024)
Deeds & Mortgages	Dec 2019 Mortgage Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-18-10-300-013`

Property Details

APN / Parcel Number

Primary APN	`13-18-10-300-013`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,760 sqft Living Area
1st Floor Area	1,760 sqft
Basement Area	1,760 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Architectural Style	Ranch
Lot Area	82,764 sqft (1.9 acres)
Garage Area	2,568 sqft
Patio Area	224 sqft
Gazebo	1 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	1783 TOWNSEND RD
City	PETOSKEY
State	MI
Zip	49770-9743
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RT FF
Legal Description	COM 1330.85 FT S OF W 1/4 COR FOR POB, TH E 311.26 FT, TH S 295 FT, W 311.26 FT TH N 295 FT TO POB. 1.9 AC M/L SECTION 10
Legal Range	06W
Legal Township	34N
Legal Section	10
Legal Subdivision	S10 T34N R6W
Jurisdiction	EMMET MI
Township / Civil Division	RESORT
Census Block Group	4
Census Block	4026
Census Tract	970600

Owner

Source: Emmet County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1783 TOWNSEND RD, PETOSKEY, MI 49770-9743
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 3, 2019	Deed of Trust, Mortgage · Conventional Mortgage HUNTINGTON NATIONAL BANK
Jul 29, 2020	Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 29, 2020 · Amount on Record
Deed Sale	Jul 29, 2020 · Amount on Record
Prior Sale	May 30, 2013 · Amount on Record
Deed Document Number	20205176441
Deed Book / Page	1223 / 498
Record Updated	Sep 20, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EMMET MI
Property Address	1783 TOWNSEND RD, PETOSKEY, MI 49770-9743
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1783 TOWNSEND RD, PETOSKEY, MI 49770-9743

Mortgage

Document Number	0000001217/0000000343
Date	Dec 3, 2019
Book Page	0000001217/0000000343
Instrument	5170263

Lender

Name	HUNTINGTON NATIONAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2049

July 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	EMMET MI
Recording Date	Jul 29, 2020
Property Address	1783 TOWNSEND RD, PETOSKEY, MI 49770-9743
Document Number	1223/498
Book / Page	1223 / 498
Instrument Date	Jul 20, 2020
Instrument	5176441
Transaction Type	Transfer
Record Updated	Jun 22, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1783 TOWNSEND RD, PETOSKEY, MI 49770-9743

Mortgage

Document Number	0000001223/0000000499
Date	Jul 29, 2020
Book Page	0000001223/0000000499
Instrument	5176442

Lender

Name	CALIBER HOME LOANS

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2035

Tax Assessment & Valuation

Source: Emmet County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Emmet County
County Subdivision	Resort Township
Unified School District	Public Schools of Petoskey (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$183,400 (+30.91%) Building $183,400	$366,800 (+30.91%) Building $366,800
2024	$2,898.00
2023		$140,100 Building $140,100	$280,200 Building $280,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Truestream Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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