1435 Ruths Dr, Carrabelle, FL 32322 Property Records

Franklin County property record for 1435 Ruths Dr, Carrabelle, FL 32322

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,500 sqft · built 1986
Lot Size	2.51 acres (109,336 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,889 (2025)
Flood Zone	Zone X (minimal risk)
APN	`17-07S-04W-0000-0160-0043`

Property Details

APN / Parcel Number

Primary APN	`17-07S-04W-0000-0160-0043`

Interior

Full Baths	2 Baths
Building Area	1,500 sqft Heated Area
Gross Area	1,932 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1986
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	109,336 sqft (2.51 acres)
Porch	Open Porch
Porch Area	432 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	1435 RUTHS DR
City	CARRABELLE
State	FL
Zip	32322-2070
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2.51 AC M/L IN SEC 17-07S-04W OR 148/1 170/42 185/39 148/1 229/629 575/149 575/151 792/36 1265/387 1265/391 1363/563
Jurisdiction	FRANKLIN FL
Township / Civil Division	CARRABELLE
Census Block Group	3
Census Block	3071
Census Tract	970102

Owner

Source: Franklin County records, as of January 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Co-owner	Co-owner on Record
Mailing Address	1435 RUTHS DR, CARRABELLE, FL 32322-2070
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 11, 2023
Deed Sale	May 11, 2023
Deed Document Number	0001363563
Record Updated	Jun 8, 2026

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Franklin County
Unified School District	Franklin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,889.00 Homeowner's exemption	$243,191 Land $58,985 Building $184,206	$243,191 Land $58,985 Building $184,206

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 23, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 22 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	22 in force
Nearby Flood Claims	2 (2005–2018)
Most Recent Claim	Oct 2018 · Hurricane Michael

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 84% of the US · above 75% of Florida
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CARRABELLE WATER SYSTEM serves 3,690 people · EPA ID FL1190118
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50