Monroe County property record for 1435 Rachael Ln, Waterloo, IL 62298 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2001 |
| Square Footage | 1,680 sqft Living Area |
| Lot Size | 15,246 sqft (0.35 acres) |
| Garage | 552 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $4,186.00 (2024) |
Source: Monroe County records · APN 07-12-350-127-000
Assessment roll updated August 29, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1435 RACHAEL LN, WATERLOO, IL 62298-5574 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 1435 RACHAEL LN, WATERLOO, IL 62298-5574 |
| Document Number | 0000409360 |
| Instrument Date | Apr 22, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 03, 2020 |
| Title Company | ACCENT TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 1435 RACHAEL LN WATERLOO IL 622985574, WATERLOO, IL 62298-5574 |
| Document Number | 0000409360 |
|---|---|
| Date | Jul 14, 2020 |
| Instrument | 409360 |
| Name | STATE BK/WATERLOO |
|---|---|
| Type | Bank |
| Address | WATERLOO, IL 62298 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 13, 2050 |
| Rate | 3.12% |
|---|
Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $77,380 (+1.31%) Land $15,500 Building $61,880 | $232,140 (+1.31%) Land $46,500 Building $185,640 | |
| 2024 | $4,186.00 | ||
| 2022 | Homeowner's exemption Disabled Person's exemption Veteran's exemption Additional exemption filed | $76,380 Land $13,260 Building $63,120 | $229,140 Land $39,780 Building $189,360 |
Source: FEMA National Flood Hazard Layer, Monroe County (17133C), updated August 18, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 07-12-350-127-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Building Area | 1,680 sqft Living Area |
| 1st Floor | 1,680 sqft 1st Floor |
| Basement Area | 1,680 sqft Basement |
| Unfinished Basement | 1,680 sqft Unfinished |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Construction Type | Frame Construction |
| Lot Area | 15,246 sqft (0.35 acres) |
| Driveway | Driveway Concrete |
| Driveway Area | 760 sqft Driveway |
| Garage Area | 552 sqft Garage |
| Patio Area | 224 sqft Patio |
|---|---|
| Porch | 1 Porch |
| Porch Area | 224 sqft Porch |
| Canopy Area | 224 sqft Canopy |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Street Address | 1435 RACHAEL LN |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-5574 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 127 DANNEHOLD FARM ESTATES PHASE II PLAT 2 |
| Legal Range | 10W |
| Legal Township | 02S |
| Legal Section | 12 |
| Legal Subdivision | DANNEHOLD FARM ESTATES |
| Legal Lot Number | 127 |
| Jurisdiction | MONROE IL |
| Minor Civil Division | 30 |
| Census Blockgroup | 2 |
| Census Block | 2072 |
| Census Tract | 600402 |
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