Monroe County property record for 1430 Rachael Ln, Waterloo, IL 62298 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 4 Baths |
| Year Built | Built 2001 |
| Square Footage | 1,546 sqft Living Area |
| Lot Size | 12,197 sqft (0.28 acres) |
| Garage | 600 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $5,366.00 (2024) |
Source: Monroe County records · APN 07-12-351-125-000
Assessment roll updated August 29, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1430 RACHAEL LN, WATERLOO, IL 62298-5580 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 19, 2022 | Deed of Trust, Mortgage · Conventional Mortgage COASTAL COMMUNITY BANK |
| Aug 04, 2021 | Intrafamily Transfer, Transfer |
| Jun 17, 2021 | Deed of Trust, Mortgage · Conventional Mortgage DIETERICH BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Transfer Date | Aug 04, 2021 |
| Transfer Doc | 0000418882 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 1430 RACHAEL LN, WATERLOO, IL 62298-5580 |
| Transaction Type | Mortgage |
| Record Updated | May 04, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000423883 |
|---|---|
| Date | Apr 19, 2022 |
| Instrument | 423883 |
| Name | COASTAL COMMUNITY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Aug 04, 2021 |
| Property Address | 1430 RACHAEL LN, WATERLOO, IL 62298-5580 |
| Document Number | 0000418882 |
| Instrument Date | Aug 04, 2021 |
| Instrument | 418882 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1430 RACHAEL LN, WATERLOO, IL 62298-5580 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 1430 RACHAEL LN, WATERLOO, IL 62298-5580 |
| Transaction Type | Mortgage |
| Record Updated | Jul 07, 2021 |
| Title Company | ACCENT TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000417884 |
|---|---|
| Date | Jun 17, 2021 |
| Instrument | 417884 |
| Name | DIETERICH BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 08, 2036 |
| Rate Type | Fixed Rate |
|---|
Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $98,830 (+27.13%) Land $16,790 Building $82,040 | $296,490 (+27.13%) Land $50,370 Building $246,120 | |
| 2024 | $5,366.00 | ||
| 2022 | Additional exemption filed | $77,740 Land $15,410 Building $62,330 | $233,220 Land $46,230 Building $186,990 |
Source: FEMA National Flood Hazard Layer, Monroe County (17133C), updated August 18, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 07-12-351-125-000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 4 Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Building Area | 1,546 sqft Living Area |
| 1st Floor | 1,546 sqft 1st Floor |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Construction Type | Frame Construction |
| Foundation Type | No Foundation Foundation |
| Lot Area | 12,197 sqft (0.28 acres) |
| Driveway | Driveway Concrete |
| Driveway Area | 612 sqft Driveway |
| Garage Area | 600 sqft Garage |
| Shed | 1 Shed |
| Shed Area | 64 sqft Shed |
| Patio Area | 64 sqft Patio |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Street Address | 1430 RACHAEL LN |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-5580 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 125 DANNEHOLD FARM ESTATES PHASE II PLAT 2 |
| Legal Range | 10W |
| Legal Township | 02S |
| Legal Section | 12 |
| Legal Subdivision | DANNEHOLD FARM ESTATES |
| Legal Lot Number | 125 |
| Jurisdiction | MONROE IL |
| Minor Civil Division | 30 |
| Census Blockgroup | 2 |
| Census Block | 2071 |
| Census Tract | 600402 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures