St. Clair County property record for 1435 Mill St, Clay, MI 48001
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,128 sqft |
| Lot Size | 4.31 acres (187,744 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,379 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 74-14-469-0001-000 |
| Primary APN | 74-14-469-0001-000 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 2,128 sqft Living Area |
| 1st Floor Area | 2,128 sqft |
| Lot Area | 187,744 sqft (4.31 acres) |
|---|---|
| Lot Dimensions | 1,105 ft deep x 100 ft wide |
| Heating System | Hot Water |
|---|
| Street Address | 1435 MILL ST |
|---|---|
| City | CLAY |
| State | MI |
| Zip | 48001-4511 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | LOT 739 EXC WLY 65 FT OF NLY 300 FT THEREOF SUP ROY T GILBERTS PLAT NO 8 SEC 3 T2N R16E |
| Legal Range | 16E |
| Legal Township | 02N |
| Legal Section | 03 |
| Legal Subdivision | SUPERVISORS ROY T GILBERTS PLAT #8 |
| Legal Lot Number | 739 |
| Legal Unit | 739 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | CLAY |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 646000 |
1435 Mill St is owned and occupied by an individual who acquired it in January 2013.
Source: St. Clair County records, as of September 17, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1435 MILL ST, CLAY, MI 48001-4511 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jan 25, 2013 |
| Transfer Doc | 004358/746 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 1435 Mill St was $2,379 with a homeowner's exemption, up 2.1% from the year before.
Source: St. Clair County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| County Subdivision | Clay Township |
| Unified School District | Algonac Community School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $115,600 (+3.77%) | $231,200 | |
| 2025 | $2,379.00 (+2.1%) Homeowner's exemption | $111,400 | |
| 2024 | $2,330.00 | $222,800 | |
| 2023 | $101,700 | ||
| 2022 | $2,074.00 | $203,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1435 Mill St in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1981.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 26 policies |
| Nearby Flood Policies | 26 in force |
| Nearby Flood Claims | 11 (1981–2019) |
| Claims Outside the SFHA | 8 of 11 |
| Most Recent Claim | Jun 2019 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1435 Mill St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ALGONAC serves 4,110 people · EPA ID MI0000110 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2026 |
| Lead | 3 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T.
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