1433 Mill St, Clay (Algonac), MI 48001 Property Records

St. Clair County property record for 1433 Mill St, Clay, MI 48001

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,773 sqft · built 1900
Lot Size	1.64 acres (71,438 sqft)
Owner	Individual Name on File
Last Sale	$110,000 (Aug 2024)
Tax Bill	$7,052 (2025)
Deeds & Mortgages	Jul 2026 Sale Aug 2022 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`74-01-107-0001-000`

Property Details

APN / Parcel Number

Primary APN	`74-01-107-0001-000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,773 sqft Living Area
1st Floor Area	1,149 sqft
Basement Area	2,298 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Lot Area	71,438 sqft (1.64 acres)
Lot Dimensions	316 ft deep x 206 ft wide
Garage Area	2,304 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	1433 MILL ST
City	CLAY
State	MI
Zip	48001-4511
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 7 EXC THAT PART LYING N & E OF A LINE BEG N 89D 42M 40S W 305.47' FROM SE COR OF LOT 7, TH N 6D 29M E 302.05' ALGONAC
Legal Range	16E
Legal Township	02N
Legal Section	03
Legal Subdivision	ASSESSORS
Legal Lot Number	7
Legal Unit	7
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	ALGONAC
Census Block Group	2
Census Block	2001
Census Tract	649000

Owner

1433 Mill St is owned and occupied by an individual who bought it in August 2024.

Source: St. Clair County records, as of September 17, 2026

Owner of Record	Individual Name on File
Mailing Address	1433 MILL ST, CLAY, MI 48001-4511
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2026	Contract Sale, Transfer PREMIER TITLE COMPANY, PREMIER TITLE
Aug 18, 2022	Sheriff's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 19, 2024 · Amount on File
Deed Sale	Aug 19, 2024 · Amount on File
Prior Sale	Aug 18, 2022 · Amount on File
Deed Document Number	202414512
Deed Book / Page	5738 / 617
Prior Transfer Date	Jul 28, 2022
Prior Transfer Doc	0005553222
Record Updated	Oct 29, 2026

July 2026: Contract Sale, Transfer

Document Type	Contract Sale
Jurisdiction	SAINT CLAIR MI
Recording Date	Jul 27, 2026
Property Address	1433 MILL ST, CLAY, MI 48001-4511
Document Number	0000015144
Book / Page	5947 / 950
Instrument Date	Jul 22, 2026
Instrument	202615144
Transaction Type	Transfer
Record Updated	Aug 11, 2026
Title Company	PREMIER TITLE COMPANY, PREMIER TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1433 MILL ST, CLAY, MI 48001-4511

August 2022: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Aug 18, 2022
Property Address	1433 MILL ST, CLAY, MI 48001-4511
Document Number	0005553222
Book / Page	5553 / 222
Instrument Date	Jul 28, 2022
Instrument	2022019483
Transaction Type	Foreclosure
Record Updated	Sep 2, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3415 VISION DR, COLUMBUS, OH 43219-6009

Tax Assessment & Valuation

The 2025 property tax bill for 1433 Mill St was $7,052, up 2.3% from the year before.

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
Municipality	Algonac City
County	St. Clair County
Unified School District	Algonac Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$126,700 (+2.51%)	$253,400
2025	$7,052.00 (+2.32%)	$123,600
2024	$6,892.00		$247,200
2023		$103,300
2022	$2,618.00		$206,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1433 Mill St in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 1984.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	13 (1984–2021)
Claims Outside the SFHA	6 of 13
Most Recent Claim	Feb 2021 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1433 Mill St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ALGONAC serves 4,110 people · EPA ID MI0000110
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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