Jefferson County property record for 1435 Gardner Rd, Mount Olive, AL 35117
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,395 sqft · built 1982 |
| Lot Size | 0.4 acres (17,424 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $144,000 (Sep 2014) |
| Tax Bill | $956 (2025) |
| Deeds & Mortgages | Oct 2023 Mortgage Aug 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-00-08-2-000-026.001 |
| Primary APN | 14-00-08-2-000-026.001 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,395 sqft Living Area |
| Gross Area | 2,790 sqft |
| 1st Floor Area | 1,395 sqft |
| Basement Area | 1,395 sqft |
| Flooring | Parquet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 17,424 sqft (0.4 acres) |
| Lot Dimensions | 150 ft deep x 120 ft wide |
| Porch | Open Porch |
|---|---|
| Porch Area | 180 sqft |
| Deck Area | Deck Area |
| Patio Area | 360 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 263454 |
|---|---|
| Street Address | 1435 GARDNER RD |
| City | MOUNT OLIVE |
| State | AL |
| Zip | 35117-3419 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A1 |
| Legal Description | COM AT NE COR OF SW1/4 OF NE 1/4 SEC 8 TP 16 R 3 TH S 440 FT TH W 915 FT TO POB TH CONT W 120 FT TH S 150 FT TH E 120 FT TH N 150 FT TO POB SECT 08 TWSP 16S RANGE 3W |
| Legal Range | 03W |
| Legal Township | 16S |
| Legal Section | 08 |
| Jurisdiction | JEFFERSON AL |
| Township / Civil Division | BROOKSIDE |
| Census Block Group | 2 |
| Census Block | 2030 |
| Census Tract | 11600 |
Source: Jefferson County records, as of March 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1435 GARDNER RD, MOUNT OLIVE, AL 35117-3419 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Oct 10, 2023 | Deed of Trust, Mortgage · Conventional Mortgage ECO CREDIT UNION |
| Aug 24, 2020 | Deed of Trust, Mortgage · FHA Mortgage TRUSTMARK NAT'L BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 11, 2014 · Amount on Record |
| Deed Sale | Sep 11, 2014 · Amount on Record |
| Deed Document Number | 2014815260 |
| Deed Book / Page | 201416 / 13922 |
| Prior Transfer Date | Aug 29, 2014 |
| Prior Transfer Doc | 201416/13922 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON AL |
| Property Address | 1435 GARDNER RD, MOUNT OLIVE, AL 35117-3419 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1435 GARDNER RD, MOUNT OLIVE, AL 35117-3419 |
| Document Number | 0000091774 |
|---|---|
| Date | Oct 10, 2023 |
| Instrument | 2023091774 |
| Name | ECO CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 1, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON AL |
| Property Address | 1435 GARDNER RD, MOUNT OLIVE, AL 35117-3419 |
| Document Number | 0000095779 |
| Instrument Date | Aug 24, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 6, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1435 GARDNER RD MOUNT OLIVE AL 351173419, MOUNT OLIVE, AL 35117-3419 |
| Document Number | 0000095779 |
|---|---|
| Date | Aug 31, 2020 |
| Instrument | 95779 |
| Name | TRUSTMARK NAT'L BK |
|---|---|
| Type | Bank |
| Address | JACKSON, MS 39225 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 30, 2050 |
Source: Jefferson County assessment roll, as of March 16, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Jefferson County |
| Unified School District | Jefferson County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $956.00 Homeowner's exemption | $20,140 (-) | $201,400 (-) Land $15,800 Building $185,600 |
| 2024 | $956.00 (+22.09%) | ||
| 2023 | $20,140 Land $1,580 Building $18,560 | $201,400 Land $15,800 Building $185,600 | |
| 2022 | $783.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 13, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · above 56% of Alabama |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CENTRAL ALABAMA WATER serves 653,322 people · EPA ID AL0000738 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
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