Jefferson County property record for 1427 Gardner Rd, Mount Olive, AL 35117
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,704 sqft · built 1983 |
| Lot Size | 0.45 acres (19,602 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $150,000 (Mar 2018) |
| Tax Bill | $813 (2025) |
| Deeds & Mortgages | Aug 2023 Mortgage May 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-00-08-2-000-026.002 |
| Primary APN | 14-00-08-2-000-026.002 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,704 sqft Living Area |
| Gross Area | 2,184 sqft |
| 1st Floor Area | 1,704 sqft |
| Basement Area | 480 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1997 |
| Exterior Material | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 19,602 sqft (0.45 acres) |
| Lot Dimensions | 150 ft deep x 135 ft wide |
| Terrain | Rolling |
| Garage Type | Carport |
| Garage Area | 576 sqft |
| Carport | Carport |
| Carport Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 56 sqft |
| Deck Area | Deck Area |
| Patio Area | 384 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 263455 |
|---|---|
| Street Address | 1427 GARDNER RD |
| City | MOUNT OLIVE |
| State | AL |
| Zip | 35117-3419 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A1 |
| Legal Description | COM AT NE COR OF SW 1/4 OF NW 1/4 SEC 8 TP 16 R 3W TH S 440 FT TH W 780 FT TO POB TH CONT W 135 FT TH S 150 FT TH E 135 FT TH N 150 FT TO POB |
| Legal Range | 03W |
| Legal Township | 16S |
| Legal Section | 08 |
| Jurisdiction | JEFFERSON AL |
| Township / Civil Division | BROOKSIDE |
| Census Block Group | 2 |
| Census Block | 2030 |
| Census Tract | 11600 |
1427 Gardner Rd is owned and occupied by two individuals who bought it in March 2018.
Source: Jefferson County records, as of March 16, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1427 GARDNER RD, MOUNT OLIVE, AL 35117-3419 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 15, 2023 | Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK |
| May 7, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CLASSIC HOME |
| Mar 15, 2018 | Grant Deed, Transfer · FHA Mortgage PLATINUM MTG/LA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 15, 2018 · Amount on File |
| Deed Sale | Mar 15, 2018 · Amount on File |
| Deed Document Number | 201825629 |
| Prior Transfer Date | Mar 12, 2018 |
| Prior Transfer Doc | 0000025629 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON AL |
| Property Address | 1427 GARDNER RD, MOUNT OLIVE, AL 35117-3419 |
| Transaction Type | Mortgage |
| Record Updated | Sep 1, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1427 GARDNER RD, MOUNT OLIVE, AL 35117-3419 |
| Document Number | 0000074575 |
|---|---|
| Date | Aug 15, 2023 |
| Instrument | 2023074575 |
| Name | REGIONS BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON AL |
| Property Address | 1427 GARDNER RD, MOUNT OLIVE, AL 35117-3419 |
| Transaction Type | Mortgage |
| Record Updated | Jul 15, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1427 GARDNER RD, MOUNT OLIVE, AL 35117-3419 |
| Document Number | 0000053196 |
|---|---|
| Date | May 7, 2021 |
| Instrument | 2021053196 |
| Name | CLASSIC HOME |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | JEFFERSON AL |
| Recording Date | Mar 15, 2018 |
| Property Address | 1427 GARDNER RD, MOUNT OLIVE, AL 35117-3419 |
| Document Number | 0000025629 |
| Instrument Date | Mar 12, 2018 |
| Instrument | 25629 |
| Transaction Type | Transfer |
| Record Updated | Mar 20, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3.00 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1427 GARDNER RD MOUNT OLIVE AL 351173419, MOUNT OLIVE, AL 35117-3419 |
| Document Number | 25630 |
|---|---|
| Date | Mar 15, 2018 |
| Instrument | 25630 |
| Name | PLATINUM MTG/LA |
|---|---|
| Type | Mortgage Company |
| Address | MADISON, AL 35758 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 14, 2048 |
The 2025 property tax bill for 1427 Gardner Rd was $813 with a homeowner's exemption, down 0.1% from the year before.
Source: Jefferson County assessment roll, as of March 16, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Jefferson County |
| Unified School District | Jefferson County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $813.00 (-0.12%) Homeowner's exemption | $17,300 | $173,000 Land $17,000 Building $156,000 |
| 2024 | $814.00 | ||
| 2023 | $17,300 Land $1,700 Building $15,600 | $173,000 Land $17,000 Building $156,000 | |
| 2022 | $672.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1427 Gardner Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 13, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1427 Gardner Rd is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · above 56% of Alabama |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CENTRAL ALABAMA WATER serves 653,322 people · EPA ID AL0000738 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
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