Escambia County property record for 1435 E Lloyd St, Pensacola, FL 32503
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 1,630 sqft · built 2009 |
| Lot Size | 0.126 acres (5,502 sqft) |
| Owner | Individual Name on File |
| Last Sale | $350,000 (Apr 2020) |
| Tax Bill | $3,723 (2025) |
| Deeds & Mortgages | Jul 2026 Line of Credit Mar 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 00-0S-00-9025-007-160 |
| Primary APN | 00-0S-00-9025-007-160 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 1,630 sqft Living Area |
| 1st Floor Area | 1,270 sqft |
| Upper Floors Area | 264 sqft |
| Sunroom | Sunroom |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Exterior Material | Siding |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 5,502 sqft (0.126 acres) |
| Garage Type | Detached |
| Garage Area | 288 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Florida Room |
| Porch Area | 78 sqft |
| Patio Area | 96 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 141307000 |
|---|---|
| Street Address | 1435 E LLOYD ST |
| City | PENSACOLA |
| State | FL |
| Zip | 32503-6054 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1AA |
| Legal Description | LT 7 BLK 160 NEW CITY TRACT OR 8275 P 709 CA 49 |
| Legal Subdivision | NEW CITY TRACT |
| Legal Block | 160 |
| Legal Lot Number | 7 |
| Jurisdiction | ESCAMBIA FL |
| Township / Civil Division | PENSACOLA |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 802 |
1435 E Lloyd St is owned and occupied by an individual who bought it in April 2020.
Source: Escambia County records, as of August 12, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1435 E LLOYD ST, PENSACOLA, FL 32503-6054 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 29, 2026 | Deed of Trust, Mortgage · Line of Credit NAVY FEDERAL CREDIT UNION |
| Mar 30, 2021 | Deed of Trust, Mortgage · VA Mortgage FBC MORTGAGE LLC |
| Apr 3, 2020 | Warranty Deed, Transfer · Conventional with PMI PRIVATE INDIVIDUAL |
| May 9, 2017 | Warranty Deed, Transfer · VA Mortgage TRIDENT HM LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 3, 2020 · Amount on File |
| Deed Sale | Apr 3, 2020 · Amount on File |
| Prior Sale | May 9, 2017 · Amount on File |
| Deed Document Number | 202028654 |
| Deed Book / Page | 8275 / 709 |
| Prior Transfer Date | Mar 2, 2010 |
| Prior Transfer Doc | 0065650820 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESCAMBIA FL |
| Recording Date | Jul 29, 2026 |
| Property Address | 1435 E LLOYD ST, PENSACOLA, FL 32503-6054 |
| Document Number | 0000058744 |
| Book / Page | 9529 / 724 |
| Instrument Date | Jul 21, 2026 |
| Instrument | 202658744 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2026 |
| Title Company | WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER |
| Name | Verified Name |
|---|---|
| Address | 1435 E LLOYD ST, PENSACOLA, FL 32503-6054 |
| Document Number | 0000058744, |
|---|---|
| Date | Jul 29, 2026 |
| Book Page | 9529/724 |
| Instrument | 202658744 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 481 Months |
| Due | Aug 1, 2066 |
| Rate | 6.49% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESCAMBIA FL |
| Property Address | 1435 E LLOYD ST, PENSACOLA, FL 32503-6054 |
| Transaction Type | Mortgage |
| Record Updated | Apr 27, 2021 |
| Title Company | CITIZENS TITLE COMPANY, CITIZENS TITLE GROUP |
| Name | Verified Name |
|---|---|
| Address | 1435 E LLOYD ST, PENSACOLA, FL 32503-6054 |
| Document Number | 0084951374 |
|---|---|
| Date | Mar 30, 2021 |
| Book Page | 8495/1374 |
| Instrument | 2021033778 |
| Name | FBC MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | ORLANDO, FL 32801 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ESCAMBIA FL |
| Recording Date | Apr 3, 2020 |
| Property Address | 1435 E LLOYD ST, PENSACOLA, FL 32503-6054 |
| Document Number | 0082750709 |
| Book / Page | 008275 / 000709 |
| Instrument Date | Mar 25, 2020 |
| Instrument | 28654 |
| Transaction Type | Transfer |
| Record Updated | Jun 1, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,450.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1435 E LLOYD ST PENSACOLA FL 325036054, PENSACOLA, FL 32503-6054 |
| Document Number | 82750713 |
|---|---|
| Date | Apr 3, 2020 |
| Book Page | 008275/000713 |
| Instrument | 28655 |
| Name | PRIVATE INDIVIDUAL |
|---|---|
| Type | Private Party |
| Address | PENSACOLA, FL 32501-3903 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 2, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ESCAMBIA FL |
| Recording Date | May 9, 2017 |
| Property Address | 1435 E LLOYD ST, PENSACOLA, FL 32503-6054 |
| Document Number | 0077081991 |
| Book / Page | 007708 / 001991 |
| Instrument Date | May 5, 2017 |
| Instrument | 34321 |
| Transaction Type | Transfer |
| Record Updated | May 17, 2017 |
| Title Company | EMERALD COAST TITLE SERVICES INC, EMERALD COAST TITLE SVCS INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,044.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1435 E LLOYD ST PENSACOLA FL 325036054, PENSACOLA, FL 32503-6054 |
| Document Number | 77090001 |
|---|---|
| Date | May 9, 2017 |
| Book Page | 007709/000001 |
| Instrument | 34322 |
| Name | TRIDENT HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | GULF BREEZE, FL 32561 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 8, 2047 |
The 2025 property tax bill for 1435 E Lloyd St was $3,723 with a homeowner's exemption, up 6.3% from the year before.
Source: Escambia County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Escambia County |
| Municipality | Pensacola City |
| Unified School District | Escambia County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,723.00 (+6.31%) Homeowner's exemption | $256,747 | $332,548 Land $114,950 Building $217,598 |
| 2024 | $3,502.00 (+2.25%) | ||
| 2023 | $3,425.00 (+2.73%) Homeowner's exemption | $242,245 (+3%) | $315,620 (+17.77%) Land $108,900 Building $206,720 |
| 2022 | $3,334.00 Homeowner's exemption | $235,190 | $267,995 Land $81,510 Building $186,485 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1435 E Lloyd St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 21 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 21 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1435 E Lloyd St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EMERALD COAST UTILITIES AUTHORITY (ECUA) serves 242,172 people · EPA ID FL1170525 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 427 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| T-Mobile Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 1,000 / 75 |
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