1435 22nd St, Oceano, CA 93445 Property Records

San Luis Obispo County property record for 1435 22nd St, Oceano, CA 93445 · Last verified October 2025

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,016 sqft · built 1951
Lot Size0.12 acres (5,250 sqft)
OwnerIndividual Name on File
Last Sale$710,000 (Jun 2024)
Tax Bill$8,065 (2025)
Deeds & MortgagesFeb 2026 Mortgage
Sep 2025 Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN062-067-033

Property Details

APN / Parcel Number

Primary APN062-067-033

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Building Area1,016 sqft Living Area

Exterior

Year BuiltBuilt 1951
Construction TypeWood
Lot Area5,250 sqft (0.12 acres)
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

SewerConnected

Location & Zoning

Street Address1435 22ND ST
CityOCEANO
StateCA
Zip93445-9237
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTN OCEANO LA VERNE ADD BL 3 LT 12
Legal SubdivisionTN OCEANO LA VERNE ADD
Legal Block3
Legal Lot Number12
JurisdictionSAN LUIS OBISPO CA
Township / Civil DivisionARROYO GRANDE
Census Block Group2
Census Block2004
Census Tract12202

Owner

Source: San Luis Obispo County records · APN 062-067-033

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address1435 22ND ST, OCEANO, CA 93445-9237
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 27, 2026Deed of Trust, Mortgage · Conventional Mortgage
JPMORGAN CHASE BANK NA
Sep 22, 2025Deed of Trust, Mortgage · Conventional Mortgage
JPMORGAN CHASE BANK NA
Jun 23, 2023Intrafamily Transfer, Transfer · Conventional Mortgage
DEEPHAVEN MORTGAGE LLC
Jan 17, 2023Grant Deed, Transfer · Commercial Mortgage
BRYAN REITZ ETAL
Apr 18, 2022Deed of Trust, Mortgage · Conventional Mortgage
CROSSCOUNTRY MORTGAGE LLC
Aug 03, 2021Grant Deed, Transfer · Conventional Mortgage
GOLDWATER BANK NA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 03, 2024 · Amount on Record
Deed SaleJun 03, 2024 · Amount on Record
Prior SaleJun 23, 2023
Deed Document Number2024014666
Record UpdatedJun 07, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address1435 22ND ST, OCEANO, CA 93445-9237
Transaction TypeMortgage
Record UpdatedMar 12, 2026
Title CompanyRADIAN TITLE INSURANCE INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address1435 22ND ST, OCEANO, CA 93445-9237

Mortgage

Document Number0000005894
DateFeb 27, 2026
Instrument2026005894
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2056

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address1435 22ND ST, OCEANO, CA 93445-9237
Transaction TypeMortgage
Record UpdatedOct 10, 2025
Title CompanyUNKNOWN, DOMA TITLE OF CALIFORNIA INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address1435 22ND ST, OCEANO, CA 93445-9237

Mortgage

Document Number0000027787
DateSep 22, 2025
Instrument2025027787
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2055

June 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN LUIS OBISPO CA
Recording DateJun 23, 2023
Property Address1435 22ND ST, OCEANO, CA 93445-9237
Document Number0000017762
Map ReferenceMB 3 PG 56
Instrument DateJun 22, 2023
Instrument2023017762
Transaction TypeTransfer
Record UpdatedJul 04, 2023
Title CompanyBNT TITLE COMPANY/CA, BNT TITLE COMPANY OF CA

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address1580 S SHIRK RD, VISALIA, CA 93277-9504

Mortgage

Document Number0000017763
DateJun 23, 2023
Instrument2023017763
Lender
NameDEEPHAVEN MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2053

January 2023: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN LUIS OBISPO CA
Recording DateJan 17, 2023
Property Address1435 22ND ST, OCEANO, CA 93445-9237
Document Number0000001387
Map ReferenceMB 3 PG 56
Instrument DateJan 11, 2023
Instrument2023001387
Transaction TypeTransfer
Record UpdatedJan 25, 2023
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address1580 S SHIRK RD, VISALIA, CA 93277-9504

Mortgage

Document Number0000001388
DateJan 17, 2023
Instrument2023001388
Lender
NameBRYAN REITZ ETAL
TypePrivate Party
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address1435 22ND ST, OCEANO, CA 93445-9237
Transaction TypeMortgage
Record UpdatedApr 27, 2022
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address1435 22ND ST, OCEANO, CA 93445-9237

Mortgage

Document Number0000017057
DateApr 18, 2022
Instrument2022017057
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
AddressBRECKSVILLE, OH 44141
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2052

August 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN LUIS OBISPO CA
Recording DateAug 03, 2021
Property Address1435 22ND ST, OCEANO, CA 93445-9237
Document Number0000054566
Map ReferenceMB 3 PG 56
Instrument DateJul 06, 2021
Instrument2021054566
Transaction TypeTransfer
Record UpdatedAug 11, 2021
Title CompanyPLACER TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
AddressPO BOX 325, DEERWOOD, MN 56444-0325

Mortgage

Document Number0000054567
DateAug 03, 2021
Instrument2021054567
Lender
NameGOLDWATER BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2051

Tax Assessment & Valuation

Source: San Luis Obispo County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Luis Obispo County
Unified School DistrictLucia Mar Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed Value
2025$8,065.00 (+105.63%)$724,098 (+108.79%) Land $459,000 Building $265,098
2023$3,922.00 (+1.45%) Homeowner's exemption$346,800 (+2%) Land $300,900 Building $45,900
2022$3,866.00 Homeowner's exemption$340,000 Land $295,000 Building $45,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Luis Obispo County (06079C), updated July 22, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060790122022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 887 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
Surfnet CommunicationsFixed Wireless100 / 20

May also be available at this address: Radiate Holdings, Ranch WiFi, Verizon, Peak WiFi, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

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