1392 22nd St, Oceano, CA 93445 Property Records

San Luis Obispo County property record for 1392 22nd St, Oceano, CA 93445

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,040 sqft · built 1972
Lot Size	0.144 acres (6,250 sqft)
Owner	Company Name on File
Last Sale	$380,000 (Jan 2021)
Tax Bill	$4,724 (2025)
Deeds & Mortgages	Jan 2021 Sale & Mortgage Jan 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`062-021-017`

Property Details

APN / Parcel Number

Primary APN	`062-021-017`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,040 sqft Living Area
1st Floor Area	1,040 sqft

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Construction Type	Wood
Lot Area	6,250 sqft (0.144 acres)
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	1392 22ND ST
City	OCEANO
State	CA
Zip	93445-9234
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TN OCEANO WILMAR ADD BL 2 LT 3 LESS 50% MIN RT
Legal Subdivision	TN OCEANO WILMAR ADD
Legal Block	2
Legal Lot Number	3
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	ARROYO GRANDE
Census Block Group	2
Census Block	2002
Census Tract	12202

Owner

1392 22nd St is owned by a company that bought it in January 2021.

Source: San Luis Obispo County records, as of August 6, 2026

Owner of Record	Company Name on File
Mailing Address	652 S 13TH ST, GROVER BEACH, CA 93433-2835
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 19, 2021	Grant Deed, Transfer · Conventional Mortgage FLAGSTAR BANK FSB
Jan 19, 2021	Affidavit of Death, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 19, 2021 · Amount on File
Deed Sale	Jan 19, 2021 · Amount on File
Prior Sale	Aug 22, 2006 · Amount on File
Deed Document Number	20213710
Prior Transfer Date	Mar 10, 2006
Prior Transfer Doc	0000034106
Record Updated	Oct 29, 2026

January 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Jan 19, 2021
Property Address	1392 22ND ST, OCEANO, CA 93445-9234
Document Number	0000003710
Map Reference	MB 3 PG 59
Instrument Date	Nov 17, 2020
Instrument	2021003710
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1392 22ND ST, OCEANO, CA 93445-9234

Mortgage

Document Number	0000003711
Date	Jan 19, 2021
Instrument	2021003711

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

January 2021: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Jan 19, 2021
Property Address	1392 22ND ST, OCEANO, CA 93445-9234
Document Number	0000003709
Instrument Date	Nov 17, 2020
Instrument	3709
Transaction Type	Transfer
Record Updated	Jan 28, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1392 22ND ST OCEANO CA 934459234, OCEANO, CA 93445-9234

Tax Assessment & Valuation

The 2025 property tax bill for 1392 22nd St was $4,724, up 3.5% from the year before.

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Unified School District	Lucia Mar Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$419,547 (+2%) Land $264,977 Building $154,570
2025	$4,724.00 (+3.53%)	$411,322 Land $259,782 Building $151,540
2024	$4,563.00 (+1.11%)
2023	$4,513.00 (+1.42%)	$395,352 Land $249,696 Building $145,656
2022	$4,450.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1392 22nd St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1392 22nd St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCEANO COMM SERVICES DIST. serves 7,598 people · EPA ID CA4010005
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 887 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Surfnet Communications Fixed Wireless	100 / 20

May also be available: Astound Broadband, Peak WiFi, Ranch Wifi, Verizon.

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