14346 Ott Ln, Grand Haven, MI 49417 Property Records

Ottawa County property record for 14346 Ott Ln, Grand Haven, MI 49417

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 1,736 sqft · built 1990
Lot Size	0.544 acres (23,717 sqft)
Owner	Individual Name on Record
Last Sale	$425,000 (Nov 2019)
Tax Bill	$5,531 (2025)
Deeds & Mortgages	Nov 2022 Line of Credit Aug 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`70-08-06-100-028`

Property Details

APN / Parcel Number

Primary APN	`70-08-06-100-028`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,736 sqft Living Area
1st Floor Area	1,376 sqft
Basement Area	1,376 sqft
Finished Basement	890 sqft
Unfinished Basement	1,376 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Modular
Exterior Material	Aluminum/Vinyl
Lot Area	23,717 sqft (0.544 acres)
Lot Width	115 ft Width
Garage Area	754 sqft
Parking Spaces	3 Parking Spaces
Deck Area	Deck Area
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	14346 OTT LN
City	GRAND HAVEN
State	MI
Zip	49417-9700
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	E-1
Legal Description	PART NW FRL 1/4 COM 836 FT E, 9853 FT N 50D E & 4071 FT N 18D W FROM W 1/4 COR, TH N 18D W 116 FT, TH N 62D 29M E 160 FT M OR L TO WATERS OF STEARNS BAYOU TH S'LY ALG WATERS EDGE TO PT N 62D 29M E FROM BEG, TH S 62D 29M W 184 FT M OR L TO BEG SEC 6 T
Legal Range	15W
Legal Township	07N
Legal Section	06
Legal Block	100
Jurisdiction	OTTAWA MI
Township / Civil Division	ROBINSON
Census Block Group	1
Census Block	1008
Census Tract	21301

Owner

Source: Ottawa County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	14346 OTT LN, GRAND HAVEN, MI 49417-9700
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 4, 2022	Deed of Trust, Mortgage · Line of Credit LAKE MICHIGAN CU
Aug 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage LAKE MICHIGAN CU
Nov 4, 2019	Warranty Deed, Transfer · Conventional Mortgage LAKE MICHIGAN CU
Jan 14, 2019	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 4, 2019 · Amount on Record
Deed Sale	Nov 4, 2019 · Amount on Record
Prior Sale	May 5, 2016 · Amount on Record
Deed Document Number	201940794
Prior Transfer Date	Apr 24, 2014
Prior Transfer Doc	20140014893
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	14346 OTT LN, GRAND HAVEN, MI 49417-9700
Transaction Type	Mortgage
Record Updated	Nov 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14346 OTT LN, GRAND HAVEN, MI 49417-9700

Mortgage

Document Number	20220038397
Date	Nov 4, 2022
Instrument	2022-0038397

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49512

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Nov 15, 2047

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	14346 OTT LN, GRAND HAVEN, MI 49417-9700
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20200035411
Date	Aug 21, 2020
Instrument	2020-0035411

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Aug 1, 2025

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA MI
Recording Date	Nov 4, 2019
Property Address	14346 OTT LN, GRAND HAVEN, MI 49417-9700
Document Number	20190040794
Instrument Date	Oct 31, 2019
Instrument	2019-0040794
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,655.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14346 OTT LN, 14346, GRAND HAVEN, MI 49417-9700

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14346 OTT LN, GRAND HAVEN, MI 49417-9700

Mortgage

Document Number	20190040795
Date	Nov 4, 2019
Instrument	2019-0040795

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2049

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	14346 OTT LN, GRAND HAVEN, MI 49417-9700
Transaction Type	Mortgage
Record Updated	Jan 30, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20190001427
Date	Jan 14, 2019
Instrument	2019-0001427

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Dec 21, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Ottawa County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ottawa County
County Subdivision	Robinson Township
Unified School District	Grand Haven Area Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$374,600 (+41.63%)	$749,200 (+41.63%)
2025	$5,531.00 (-0.72%)
2023		$264,500	$529,000
2022	$5,571.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (2009–2026)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Apr 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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