14316 Ott Ln, Grand Haven, MI 49417 Property Records

Ottawa County property record for 14316 Ott Ln, Grand Haven, MI 49417

Property Summary

Property Type	Single Family Home
Details	6 bd · 4 ba · 3,088 sqft · built 2005
Lot Size	0.471 acres (20,553 sqft)
Owner	Individual Name on Record
Last Sale	$685,000 (Aug 2021)
Tax Bill	$8,571 (2025)
Deeds & Mortgages	Jul 2022 Line of Credit Aug 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`70-08-06-100-024`

Property Details

APN / Parcel Number

Primary APN	`70-08-06-100-024`

Interior

Bedrooms	6 Beds
Full Baths	4 Baths
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	3,088 sqft Living Area
1st Floor Area	1,292 sqft
Basement Area	1,292 sqft
Unfinished Basement	1,292 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Aluminum/Vinyl
Lot Area	20,553 sqft (0.471 acres)
Lot Width	101 ft Width
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	14316 OTT LN
City	GRAND HAVEN
State	MI
Zip	49417-9700
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	E-1
Legal Description	PART NW FRL 1/4 COM 836 FT E, 9853 FT N 50D E & 205 FT N 18D W FROM W 1/4 COR, TH S 72D W 10 FT, N 18D W 10138 FT, N 72D E 10 FT, N 62D 29M E 179 FT M OR L TO STEARNS BAYOU, TH S'LY ALG WATERS EDGE TO PT N 62D 29M E FROM BEG, TH S 62D 29M W TO BEG, S
Legal Range	15W
Legal Township	07N
Legal Section	06
Legal Block	100
Jurisdiction	OTTAWA MI
Township / Civil Division	ROBINSON
Census Block Group	1
Census Block	1008
Census Tract	21301

Owner

Source: Ottawa County records, as of October 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	14316 OTT LN, GRAND HAVEN, MI 49417-9700
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2022	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK WESTERN MICHIGAN
Aug 18, 2021	Warranty Deed, Transfer · Conventional Mortgage NORTHPOINTE BANK
Sep 28, 2018	Warranty Deed, Transfer · ARM ARK-LA-TEX FINANCE SERVICES LLC
Sep 28, 2018	Warranty Deed, Transfer · ARM ARK-LA-TEX FINANCE SERVICES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 18, 2021 · Amount on Record
Deed Sale	Aug 18, 2021 · Amount on Record
Prior Sale	Mar 4, 2003 · Amount on Record
Deed Document Number	202142131
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	14316 OTT LN, GRAND HAVEN, MI 49417-9700
Transaction Type	Mortgage
Record Updated	Aug 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14316 OTT LN, GRAND HAVEN, MI 49417-9700

Mortgage

Document Number	20220026595
Date	Jul 22, 2022
Instrument	2022-0026595

Lender

Name	FIFTH THIRD BANK WESTERN MICHIGAN
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA MI
Recording Date	Aug 18, 2021
Property Address	14316 OTT LN, GRAND HAVEN, MI 49417-9700
Document Number	20210042131
Instrument Date	Aug 13, 2021
Instrument	2021-0042131
Transaction Type	Transfer
Record Updated	Sep 2, 2021
Title Company	SUN TITLE AGENCY/MI LLC, SUN TITLE AGENCY OF MI LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,137.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14316 OTT LN, 14316, GRAND HAVEN, MI 49417-9700

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14316 OTT LN, GRAND HAVEN, MI 49417-9700

Mortgage

Document Number	20210042132
Date	Aug 18, 2021
Instrument	2021-0042132

Lender

Name	NORTHPOINTE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA MI
Recording Date	Sep 28, 2018
Property Address	14316 OTT LN, GRAND HAVEN, MI 49417-9700
Document Number	20180034639
Instrument Date	Sep 21, 2018
Instrument	2018-0034639
Transaction Type	Transfer
Record Updated	Aug 19, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14316 OTT LN, 14316, GRAND HAVEN, MI 49417-9700

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1523 SHELDON RD, GRAND HAVEN, MI 49417-2451

Mortgage

Document Number	20180034640
Date	Sep 28, 2018
Instrument	2018-0034640

Lender

Name	ARK-LA-TEX FINANCE SERVICES LLC
Type	Lending Institution

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.62%
Type Change Date	Oct 1, 2025
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	9.62%
Index	1-Year LIBOR
Max Rate	9.62%

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA MI
Recording Date	Sep 28, 2018
Property Address	14316 OTT LN, GRAND HAVEN, MI 49417-9700
Document Number	20190034639
Instrument Date	Sep 21, 2018
Instrument	2019-0034639
Transaction Type	Transfer
Record Updated	Aug 19, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14316 OTT LN, 14316, GRAND HAVEN, MI 49417-9700

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1523 SHELDON RD, GRAND HAVEN, MI 49417-2451

Mortgage

Document Number	20190034640
Date	Sep 28, 2018
Instrument	2019-0034640

Lender

Name	ARK-LA-TEX FINANCE SERVICES LLC
Type	Lending Institution

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.62%
Type Change Date	Oct 1, 2025
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	9.62%
Index	1-Year LIBOR
Max Rate	9.62%

Tax Assessment & Valuation

Source: Ottawa County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ottawa County
County Subdivision	Robinson Township
Unified School District	Grand Haven Area Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$486,100 (+36.28%)	$972,200 (+36.28%)
2025	$8,571.00 (-0.72%)
2023		$356,700	$713,400
2022	$8,633.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (2009–2026)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Apr 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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