1434 Wildmint Trl, Elgin, IL 60123 Property Records

Kane County property record for 1434 Wildmint Trl, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,222 sqft · built 1996
Lot Size	0.23 acres (10,010 sqft)
Owner	Individual Name on File
Last Sale	$181,500 (Mar 1997)
Tax Bill	$12,342 (2025)
Deeds & Mortgages	Feb 2023 Mortgage Mar 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-33-253-012`

Property Details

APN / Parcel Number

Primary APN	`06-33-253-012`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,222 sqft Living Area
Gross Area	3,362 sqft
Basement Area	1,140 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Construction Type	Frame
Lot Area	10,010 sqft (0.23 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	1434 WILDMINT TRL
City	ELGIN
State	IL
Zip	60123-8898
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WOODBRIDGE SOUTH PHASE 5 LOT 553
Legal Subdivision	WOODBRIDGE SOUTH
Legal Phase	5
Legal Block	2
Legal Lot Number	553
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	2
Census Block	2008
Census Tract	851907

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1434 WILDMINT TRL, ELGIN, IL 60123-8898
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2023	Intrafamily Transfer, Transfer · Conventional Mortgage ASSOCIATED BANK NA
Mar 30, 2017	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 7, 1997 · Amount on File
Deed Sale	Mar 7, 1997 · Amount on File
Deed Document Number	199714614
Prior Transfer Date	Jan 29, 1997
Prior Transfer Doc	0000014614
Record Updated	Oct 29, 2026

February 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KANE IL
Recording Date	Feb 27, 2023
Property Address	1434 WILDMINT TRL, ELGIN, IL 60123-8898
Document Number	0000005904
Map Reference	DOC 95K015223
Instrument Date	Feb 1, 2023
Instrument	2023K005904
Transaction Type	Transfer
Record Updated	Mar 3, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1434 WILDMINT TRL, ELGIN, IL 60123-8898

Mortgage

Document Number	0000005905
Date	Feb 27, 2023
Instrument	2023K005905

Lender

Name	ASSOCIATED BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.87%
Adjustable	Adjustable Rate Rider
Type Change Date	Mar 1, 2030
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	10.8%
Index	1-Year CMT
Max Rate	10.8%

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	1434 WILDMINT TRL, ELGIN, IL 60123-8898
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000015969
Date	Mar 30, 2017
Instrument	2017K015969

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2032

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,342.00 (+15.9%)	$169,781 (+8.57%) Land $30,744 Building $139,037	$509,547 (+8.57%) Land $92,269 Building $417,278
2024		$156,379 (+21.39%) Land $28,317 Building $128,062	$469,325 (+21.44%) Land $84,985 Building $384,340
2022	$10,649.00 (+4.31%) Homeowner's exemption	$128,819 (+6.96%) Land $23,326 Building $105,493	$386,457 (+6.96%) Land $69,978 Building $316,479
2021	$10,209.00 Homeowner's exemption	$120,436 Land $21,808 Building $98,628	$361,308 Land $65,424 Building $295,884

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 332 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Astound Broadband.

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