1431 Wildmint Trl, Elgin, IL 60123 Property Records

Kane County property record for 1431 Wildmint Trl, Elgin, IL 60123

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,184 sqft · built 1997
Lot Size0.23 acres (10,010 sqft)
Owner2 Company Names on Record
Last Sale$70,333 (Oct 1997)
Tax Bill$9,717 (2025)
Deeds & MortgagesApr 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN06-33-254-004

Property Details

APN / Parcel Number

Primary APN06-33-254-004

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area2,184 sqft Living Area
Gross Area3,380 sqft
Basement Area1,196 sqft

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Construction TypeFrame
Lot Area10,010 sqft (0.23 acres)
Garage TypeAttached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC

Location & Zoning

Street Address1431 WILDMINT TRL
CityELGIN
StateIL
Zip60123-8899
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWOODBRIDGE SOUTH PHASE 5 LOT 540
Legal SubdivisionWOODBRIDGE SOUTH
Legal Phase5
Legal Block2
Legal Lot Number540
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group2
Census Block2007
Census Tract851907

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address1431 WILDMINT TRL, ELGIN, IL 60123-8899
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 16, 1997 · Amount on Record
Deed SaleOct 16, 1997 · Amount on Record
Deed Document Number199770031
Prior Transfer DateAug 25, 1997
Prior Transfer Doc0000070031
Record UpdatedOct 29, 2026

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address1431 WILDMINT TRL, ELGIN, IL 60123-8899
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyAMERICAN TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000016045
DateApr 9, 2018
Instrument2018K016045
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueMar 30, 2048
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$9,717.00 (+15.87%) Homeowner's exemption$136,388 (+8.57%) Land $30,744 Building $105,644$409,328 (+8.57%) Land $92,269 Building $317,059
2024$125,622 (+21.39%) Land $28,317 Building $97,305$377,017 (+21.44%) Land $84,985 Building $292,032
2022$8,386.00 (+4.41%) Homeowner's exemption$103,483 (+7.76%) Land $23,326 Building $80,157$310,449 (+7.76%) Land $69,978 Building $240,471
2021$8,032.00 Homeowner's exemption$96,029 Land $21,808 Building $74,221$288,087 Land $65,424 Building $222,663

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 332 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL
100 / 20

May also be available: Astound Broadband.

Nearby Properties on Wildmint Trl

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