1434 Peppermill Dr N, Southaven, MS 38671 Property Records

DeSoto County property record for 1434 Peppermill Dr N, Southaven, MS 38671

Property Summary

Property Type	Single Family Home
Details	3 bd · 1,718 sqft · built 1998
Lot Size	0.209 acres (9,107 sqft)
Owner	Individual Name on File
Last Sale	$127,900 (Dec 2008)
Tax Bill	$1,713 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Aug 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2-08-1-02-17-0-00169-00`

Property Details

APN / Parcel Number

Primary APN	`2-08-1-02-17-0-00169-00`

Interior

Bedrooms	3 Beds
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,718 sqft Adjusted Area
1st Floor Area	1,301 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Brick Veneer
Construction Type	Brick
Roof Type	Gable
Roof Material	Shingle
Lot Area	9,107 sqft (0.209 acres)
Lot Dimensions	130 ft deep x 70 ft wide
Patio Area	160 sqft

Location & Zoning

Street Address	1434 PEPPERMILL DR N
City	SOUTHAVEN
State	MS
Zip	38671-8441
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	ROSS POINTE S-D SEC C LOT 169
Legal Range	008
Legal Township	02S
Legal Section	02
Legal Subdivision	ROSS POINTE S-D
Legal Lot Number	169
Jurisdiction	DESOTO MS
Township / Civil Division	4
Census Block Group	1
Census Block	1013
Census Tract	70310

Owner

1434 Peppermill Dr N is owned and occupied by an individual who bought it in December 2008.

Source: DeSoto County records, as of December 23, 2025

Owner of Record	Individual Name on File
Mailing Address	1434 PEPPERMILL DR N, SOUTHAVEN, MS 38671-8441
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2022	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Aug 2, 2022	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 3, 2008 · Amount on File
Deed Sale	Dec 3, 2008 · Amount on File
Deed Book / Page	598 / 599
Prior Transfer Date	Nov 21, 2008
Prior Transfer Doc	000598/599
Record Updated	Jun 8, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	1434 PEPPERMILL DR N, SOUTHAVEN, MS 38671-8441
Transaction Type	Mortgage
Record Updated	Nov 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1434 PEPPERMILL DR N, SOUTHAVEN, MS 38671-8441

Mortgage

Document Number	005483/108
Date	Mar 9, 2022
Book Page	5483/108

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	1434 PEPPERMILL DR N, SOUTHAVEN, MS 38671-8441
Transaction Type	Mortgage
Record Updated	Nov 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1434 PEPPERMILL DR N, SOUTHAVEN, MS 38671-8441

Mortgage

Document Number	005578/315
Date	Aug 2, 2022
Book Page	5578/315

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.87%
Type Change Date	Aug 1, 2029
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	9.87%
Index	Other
Max Rate	9.87%

Tax Assessment & Valuation

The 2025 property tax bill for 1434 Peppermill Dr N was $1,713.

Source: DeSoto County assessment roll, as of December 15, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Municipality	Southaven City
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,713.00	$14,078 Land $2,500 Building $11,578	$140,784 Land $25,000 Building $115,784
2023	$1,523.00	$10,468	$104,676 Land $25,000 Building $79,676

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1434 Peppermill Dr N in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	4 (1980–2014)
Most Recent Claim	Sep 2014 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1434 Peppermill Dr N is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 90% of Mississippi
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HORN LAKE WATER ASSOCIATION public/private · serves 12,735 people · EPA ID MS0170010
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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